Cook County property record for 4313 Elm Ave, Lyons, IL 60534
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,310 sqft · built 1955 |
| Lot Size | 0.43 acres (18,744 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Apr 2026) |
| Tax Bill | $2,389 (2023) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01-306-002 |
| Primary APN | 18-01-306-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 18,744 sqft (0.43 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4313 ELM AVE |
|---|---|
| City | LYONS |
| State | IL |
| Zip | 60534-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 38N |
| Legal Section | 01 |
| Legal Subdivision | MEYERS RIVER HLNDS |
| Legal Lot Number | 19 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 819100 |
Source: Cook County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4313 ELM AVE, LYONS, IL 60534-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2024 · Amount on Record |
| Deed Document Number | 202618314 |
| Prior Transfer Date | Sep 29, 2000 |
| Prior Transfer Doc | 0000000659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 4313 ELM AVE, LYONS, IL 60534-1507 |
| Document Number | 0000018314 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202618314 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,357.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4313 ELM AVE, LYONS, IL 60534-1507 |
| Document Number | 0000000018, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026112202611218 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4313 ELM AVE, LYONS, IL 60534-1507 |
| Document Number | 2012921147 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4313 ELM AVE LYONS IL 605341507, LYONS, IL 60534-1507 |
| Document Number | 2012921147 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 12921147 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4313 ELM AVE, LYONS, IL 60534-1507 |
| Document Number | 1821555159 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4313 ELM AVE LYONS IL 605341507, LYONS, IL 60534-1507 |
| Document Number | 1821555159 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 21555159 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 2, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Lyons Village |
| Elementary School District | Lyons School District 103 (PK - 08) |
| Secondary School District | J. Sterling Morton High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 (+1.96%) Land $10,778 Building $21,222 | $320,000 (+1.96%) Land $107,780 Building $212,220 | |
| 2023 | $2,389.00 (-73.93%) | ||
| 2022 | $9,165.00 Homeowner's exemption Senior Citizen's exemption | $31,384 Land $9,372 Building $22,012 | $313,840 Land $93,720 Building $220,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYONS serves 10,304 people · EPA ID IL0311710 |
|---|---|
| Water Source | Purchased surface water from MC COOK |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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