43126 Teramo St, Temecula, CA 92592 Property Records

Riverside County property record for 43126 Teramo St, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,350 sqft · built 1999
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2022)
Tax Bill	$6,939 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`959-243-010`

Property Details

APN / Parcel Number

Primary APN	`959-243-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43126 TERAMO ST
City	TEMECULA
State	CA
Zip	92592-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 61 MB 271/022 TR 24182-1
Legal Subdivision	TRACT 24182 1
Legal Tract	24182-1
Legal Lot Number	61
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3003
Census Tract	43265

Owner

43126 Teramo St is owned and occupied by two individuals who bought it in September 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43126 TERAMO ST, TEMECULA, CA 92592-9362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU
Sep 13, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Sep 13, 2022	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Prior Sale	Nov 12, 2010 · Amount on File
Deed Document Number	2022392602
Prior Transfer Date	Nov 3, 2004
Prior Transfer Doc	0000886862
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 15, 2026
Property Address	43126 TERAMO ST, TEMECULA, CA 92592-9362
Document Number	0000182163
Instrument Date	Jun 8, 2026
Instrument	2026182163
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43126 TERAMO ST, TEMECULA, CA 92592-9362

Mortgage

Document Number	0000182163,
Date	Jun 15, 2026
Instrument	2026182163

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 13, 2022
Property Address	43126 TERAMO ST, TEMECULA, CA 92592-9362
Document Number	0000392601
Map Reference	MB 271 PG 22-31
Instrument Date	Sep 1, 2022
Instrument	2022-0392601
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43126 TERAMO ST, TEMECULA, CA 92592-9362

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 13, 2022
Property Address	43126 TERAMO ST, TEMECULA, CA 92592-9362
Document Number	0000392602
Map Reference	MB 271 PG 22-31
Instrument Date	Aug 19, 2022
Instrument	2022-0392602
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43126 TERAMO ST, TEMECULA, CA 92592-9362

Mortgage

Document Number	0000392603
Date	Sep 13, 2022
Instrument	2022-0392603

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43126 TERAMO ST, TEMECULA, CA 92592-9362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 AMARGOSA DR, PALMDALE, CA 93551-5114

Mortgage

Document Number	0000022115
Date	Jan 13, 2021
Instrument	2021-0022115

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43126 Teramo St was $6,939 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,194 (+2%) Land $132,651 Building $477,543
2025	$6,939.00 Homeowner's exemption	$598,230 Land $130,050 Building $468,180
2023	$6,771.00 (+97.06%) Homeowner's exemption	$575,000 Land $125,000 Building $450,000
2022	$3,436.00
2021			$462,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43126 Teramo St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43126 Teramo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks.

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