4312 Sutton Cir, Reading, PA 19606 Property Records

Berks County property record for 4312 Sutton Cir, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,050 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$284,900 (Jul 2010)
Tax Bill	$2,868 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5325-06-49-4755`

Property Details

APN / Parcel Number

Primary APN	`5325-06-49-4755`
Alternative APNs	`43-5325-06-49-4755` `43001716` `001716`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,050 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Neighborhood
Garage Type	Attached
Pool Area	600 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43001716
Street Address	4312 SUTTON CIR
City	READING
State	PA
Zip	19606-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VALLEY RDG FARMS
Legal Block	49
Legal Lot Number	246
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	4
Census Block	4006
Census Tract	12004

Owner

4312 Sutton Cir is owned and occupied by an individual who acquired it in September 2019.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4312 SUTTON CIR, READING, PA 19606-8924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2010 · Amount on File
Deed Sale	Jul 19, 2010 · Amount on File
Deed Document Number	201027570
Last Transfer Date	Sep 6, 2019
Transfer Doc	0000038295
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4312 SUTTON CIR, READING, PA 19606-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046261
Date	Dec 4, 2020
Instrument	2020046261

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Nov 4, 2019
Property Address	4312 SUTTON CIR, READING, PA 19606-8924
Document Number	0000038295
Map Reference	MB 220 PG 39
Instrument Date	Sep 6, 2019
Instrument	2019038295
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	RADIAN TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 SUTTON CIR, READING, PA 19606-8924

Mortgage

Document Number	0000038296
Date	Nov 4, 2019
Instrument	2019038296

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4312 SUTTON CIR, READING, PA 19606-8924
Document Number	0000010257
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 SUTTON CIR READING PA 196068924, READING, PA 19606-8924

Mortgage

Document Number	0000010257
Date	Apr 2, 2018
Instrument	10257

Lender

Name	DIAMOND CU
Address	POTTSTOWN, PA 19464

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 4312 Sutton Cir was $2,868 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,868.00 Homeowner's exemption	$187,500 Land $35,000 Building $152,500	$35,000 Land $35,000
2024	$2,656.00	$187,500 Land $35,000 Building $152,500
1994			$187,500 Land $35,000 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4312 Sutton Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4312 Sutton Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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