Gaston County property record for 4312 Stone Mountain Dr, Gastonia, NC 28054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,415 sqft · built 2015 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $406,000 (Sep 2011) |
| Tax Bill | $4,352 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206845 |
| Primary APN | 206845 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,415 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Porch |
| Porch Area | 86 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4312 STONE MOUNTAIN DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-0007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MOUNTAIN VIEW L 412 10 021 011 00 000 |
| Legal Subdivision | MOUNTAIN VIEW |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 31301 |
4312 Stone Mountain Dr is owned and occupied by two individuals who acquired it in December 2019.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4312 STONE MOUNTAIN DR, GASTONIA, NC 28054-0007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 2, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2011 · Amount on File |
| Deed Sale | Sep 23, 2011 · Amount on File |
| Prior Sale | Jul 15, 2009 · Amount on File |
| Deed Book / Page | 4578 / 260 |
| Last Transfer Date | Dec 2, 2019 |
| Transfer Doc | 0050850204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 4312 STONE MOUNTAIN DR, GASTONIA, NC 28054-0007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0052882161 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 5288/2161 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 2, 2019 |
| Property Address | 4312 STONE MOUNTAIN DR, GASTONIA, NC 28054-0007 |
| Document Number | 0050850204 |
| Book / Page | 005085 / 000204 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4312 STONE MOUNTAIN DR GASTONIA NC 280540007, GASTONIA, NC 28054-0007 |
| Document Number | 50850207 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 005085/000207 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 4312 Stone Mountain Dr was $4,352.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Ranlo Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,352.00 | $373,910 (-) Land $31,500 Building $342,410 | |
| 2025 | $4,352.00 | $373,910 Land $31,500 Building $342,410 | |
| 2023 | $4,281.00 | $373,910 Land $31,500 Building $342,410 | |
| 2021 | $211,720 Land $24,000 Building $187,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4312 Stone Mountain Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Mar 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4312 Stone Mountain Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RANLO serves 4,511 people · EPA ID NC0136034 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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