Osceola County property record for 4312 Sioux Ct, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,298 sqft Living Area |
| Lot Size | 10,062 sqft (0.231 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $177,000 (2010) |
| Tax Bill | $5,506.00 (2025) |
| Primary APN | 14-26-30-0028-0001-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 3,076 sqft Gross Area |
| 1st Floor | 2,298 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,062 sqft (0.231 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 16 sqft Pool |
| Deck Area | 130 sqft Deck |
| Porch Area | 316 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4312 SIOUX CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7361 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PB 13 PG 93-95 LOT 23 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Tract | 28 |
| Legal Block | 230 |
| Legal Lot Number | 23 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0028-0001-0230
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4312 SIOUX CT, SAINT CLOUD, FL 34772-7361 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · Assumption GATEWAY FIRST BANK |
| Jan 30, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 19, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage GATEWAY MTG |
| Jul 19, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2010 · Amount on Record |
| Deed Sale | Nov 10, 2010 · Amount on Record |
| Prior Sale | Sep 02, 2010 |
| Deed Doc Number | 2010170800 |
| Deed Book / Page | 4060 / 868 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4312 SIOUX CT, SAINT CLOUD, FL 34772-7361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4312 SIOUX CT, SAINT CLOUD, FL 34772-7361 |
| Document Number | 0065401944 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 6540/1944 |
| Instrument | 2024011533 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4312 SIOUX CT, SAINT CLOUD, FL 34772-7361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4312 SIOUX CT, SAINT CLOUD, FL 34772-7361 |
| Document Number | 0065401937 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 6540/1937 |
| Instrument | 2024011532 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4312 SIOUX CT, SAINT CLOUD, FL 34772-7361 |
| Document Number | 0052111250 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4312 SIOUX CT ST CLOUD FL 347727361, ST CLOUD, FL 34772-7361 |
| Document Number | 0052111250 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 005211/001250 |
| Instrument | 134377 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4312 SIOUX CT, SAINT CLOUD, FL 34772-7361 |
| Document Number | 0052111258 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4312 SIOUX CT ST CLOUD FL 347727361, ST CLOUD, FL 34772-7361 |
| Document Number | 0052111258 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 005211/001258 |
| Instrument | 134378 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,506.00 (-11.46%) Homeowner's exemption Widower's exemption | $355,500 (-9.43%) Land $78,000 Building $277,500 | $355,500 (-9.43%) Land $78,000 Building $277,500 |
| 2023 | $6,219.00 (+8.48%) Homeowner's exemption Widower's exemption | $392,500 (+23.47%) Land $60,000 Building $332,500 | $392,500 (+23.47%) Land $60,000 Building $332,500 |
| 2022 | $5,733.00 | $317,900 Land $55,000 Building $262,900 | $317,900 Land $55,000 Building $262,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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