4312 Schooner Trl, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4312 Schooner Trl, Chesapeake, VA 23321

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 1,970 sqft · built 2009
Lot Size0.118 acres (5,172 sqft)
OwnerIndividual Name on Record
Last Sale$346,000 (Jun 2023)
Tax Bill$3,579 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jan 2022 Sale & Mortgage
+ 2 more
APN0164015000510

Property Details

APN / Parcel Number

Primary APN0164015000510

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,970 sqft Living Area
1st Floor Area770 sqft
Upper Floors Area840 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,172 sqft (0.118 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area75 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4312 SCHOONER TRL
CityCHESAPEAKE
StateVA
Zip23321-3249
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT 51 TOWNE PARK AT GOOSE CREEK CONDO PH 11
Legal SubdivisionTOWNE PARK AT GOOSE CREEK
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21506

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4312 SCHOONER TRL, 51, CHESAPEAKE, VA 23321-3249
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE LLC
Jan 3, 2022Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC
Jul 17, 2020Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
Jun 25, 2018Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2023 · Amount on Record
Deed SaleJun 22, 2023 · Amount on Record
Prior SaleJan 3, 2022 · Amount on Record
Deed Document Number202313039
Deed Book / Page10672 / 1202
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 22, 2023
Property Address4312 SCHOONER TRL, CHESAPEAKE, VA 23321-3249
Document Number10672/1202
Book / Page10672 / 1202
Instrument DateJun 19, 2023
Instrument230013039
Transaction TypeTransfer
Record UpdatedJul 5, 2023
Title CompanyTITLEQUEST AGENCY INC, TITLEQUEST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4312 SCHOONER TRL # 51, 51, CHESAPEAKE, VA 23321-3249

Mortgage

Document Number0230013040
DateJun 22, 2023
Instrument230013040
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 3, 2022
Property Address4312 SCHOONER TRL, CHESAPEAKE, VA 23321-3249
Document Number010503/274
Book / Page10503 / 274
Instrument DateDec 28, 2021
Instrument220000116
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4312 SCHOONER TRL, CHESAPEAKE, VA 23321-3249

Mortgage

Document Number0220000117
DateJan 3, 2022
Instrument220000117
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4312 SCHOONER TRL, CHESAPEAKE, VA 23321-3249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10182/1985
DateJul 17, 2020
Book Page10182/1985
Instrument200023590
Lender
NameWELLS FARGO BANK NA
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 25, 2018
Property Address4312 SCHOONER TRL, CHESAPEAKE, VA 23321-3249
Document Number9926/690
Book / Page9926 / 690
Instrument DateJun 19, 2018
Instrument180016452
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4312 SCHOONER TRL, CHESAPEAKE, VA 23321-3249

Mortgage

Document Number180016453
DateJun 25, 2018
Instrument180016453
Lender
NameWELLS FARGO BANK NA
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351,900 (-0.71%) Land $105,000 Building $246,900$351,900 (-0.71%) Land $105,000 Building $246,900
2025$3,579.00 (+28.05%)$354,400 (+14.8%) Land $100,000 Building $254,400$354,400 (+14.8%) Land $100,000 Building $254,400
2023$308,700 (+11.52%) Land $85,000 Building $223,700$308,700 (+11.52%) Land $85,000 Building $223,700
2022$2,795.00 (+18.94%)$276,800 Land $75,000 Building $201,800$276,800 Land $75,000 Building $201,800
2019$2,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims2 (2009–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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