4312 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4312 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Office Building
Details	7,103 sqft · built 1977
Lot Size	0.289 acres (12,619 sqft)
Owner	Company Name on File
Last Sale	$935,000 (Dec 2021)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169G E 045`

Property Details

APN / Parcel Number

Primary APN	`169G E 045`
Alternative APN	`0000113825`

Interior

Stories	2 Stories
Building Area	7,103 sqft Total Area

Exterior

Year Built	Built 1977
Exterior Material	Vinyl
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	12,619 sqft
Lot Dimensions	203 ft deep x 73 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000113825
Street Address	4312 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-2714
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C2
Legal Description	SW 1/4 SEC 32 TWP 2S R-3W
Legal Range	03W
Legal Township	02
Legal Section	32
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4016
Census Tract	11800

Owner

4312 Ringgold Rd, a commercial property, is owned by a company that acquired it in December 2024 and is owner-occupied.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	4312 RINGGOLD RD, CHATTANOOGA, TN 37412-2714
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Quit Claim Deed, Transfer · Commercial Mortgage FIRST IC BANK
Dec 17, 2021	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Dec 17, 2021 · Amount on File
Deed Document Number	0000000113
Deed Book / Page	12776 / 747
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000000140
Record Updated	Jun 8, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 19, 2024
Property Address	4312 RINGGOLD RD, CHATTANOOGA, TN 37412-2714
Document Number	0000000140
Book / Page	13793 / 378
Instrument Date	Dec 17, 2024
Instrument	2024121900140
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 RINGGOLD RD, EAST RIDGE, TN 37412-2714

Mortgage

Document Number	0000000141
Date	Dec 19, 2024
Book Page	13793/385
Instrument	2024121900141

Lender

Name	FIRST IC BANK
Type	Bank
Address	ATLANTA, GA 30340

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 17, 2029

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 17, 2021
Property Address	4312 RINGGOLD RD, CHATTANOOGA, TN 37412-2714
Document Number	0000000113
Book / Page	12776 / 747
Instrument Date	Dec 15, 2021
Instrument	2021121700113
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Tax	$3,459.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CHAMPAGNE CIR, RINGGOLD, GA 30736-8177

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 5, 2018
Property Address	4312 RINGGOLD RD, CHATTANOOGA, TN 37412-2714
Document Number	0000000060
Book / Page	011311 / 000912
Instrument Date	Mar 28, 2018
Instrument	60
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	833 BELVOIR TER CHATTANOOGA TN 374122007, CHATTANOOGA, TN 37412-2007

Tax Assessment & Valuation

The 2025 property tax bill for 4312 Ringgold Rd was $2,656, down 24.4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,656.00 (-24.4%)	$175,240 (+11.59%)	$438,100 (+11.59%) Land $164,100 Building $274,000
2024	$3,513.00 (-36.27%)	$157,040 (-)	$392,600 (-) Land $126,200 Building $266,400
2023	$5,512.00	$157,040 (-)	$392,600 (-) Land $126,200 Building $266,400
2022	$5,512.00	$157,040	$392,600 Land $126,200 Building $266,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4312 Ringgold Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1994)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4312 Ringgold Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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