Craven County property record for 4312 Old Cherry Point Rd, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,874 sqft · built 2008 |
| Lot Size | 1.81 acres (78,931 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,745 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-038-1001 |
| Primary APN | 7-038-1001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 1,874 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 78,931 sqft (1.81 acres) |
| Lot Dimensions | 500 ft deep x 140 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 78030 |
|---|---|
| Street Address | 4312 OLD CHERRY POINT RD |
| City | NEW BERN |
| State | NC |
| Zip | 28560-8001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 H & M DIVISION |
| Legal Subdivision | H AND M DIV |
| Legal Tract | 1 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 961002 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4312 OLD CHERRY POINT RD, NEW BERN, NC 28560-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 28, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2008 |
| Transfer Doc | 2766/0268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 4312 OLD CHERRY POINT RD, NEW BERN, NC 28560-8001 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4312 OLD CHERRY POINT RD, NEW BERN, NC 28560-8001 |
| Document Number | 3698/2023 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 3698/2023 |
| Instrument | 10086547 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 26, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 4312 OLD CHERRY POINT RD, NEW BERN, NC 28560-8001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3505/1875 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 3505/1875 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | NEW BERN, NC 28562 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 4312 OLD CHERRY POINT RD, NEW BERN, NC 28560-8001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 3505/1859 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 3505/1859 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,745.00 (-1.13%) | $360,930 (+10.83%) Land $36,320 Building $324,610 | $360,930 (+10.83%) Land $36,320 Building $324,610 |
| 2025 | $1,765.00 (-1.12%) | $325,670 (-) Land $36,320 Building $289,350 | $325,670 (-) Land $36,320 Building $289,350 |
| 2023 | $1,785.00 (+5.68%) | $325,670 (+34.23%) Land $36,320 Building $289,350 | $325,670 (+34.23%) Land $36,320 Building $289,350 |
| 2022 | $1,689.00 | $242,620 Land $36,320 Building $206,300 | |
| 2018 | $242,620 Land $36,320 Building $206,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (1996–2018) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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