4312 N Stone Ave, Laredo, TX 78041 Property Records

Webb County property record for 4312 N Stone Ave, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1973
Lot Size	0.098 acres (4,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,160 (Aug 2021)
Tax Bill	$316 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`437-00664-050`

Property Details

APN / Parcel Number

Primary APN	`437-00664-050`
Alternative APN	`172925`

Interior

Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,285 sqft (0.098 acres)
Lot Dimensions	93 ft deep x 46 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	672 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4312 N STONE AVE
City	LAREDO
State	TX
Zip	78041-5365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	N46.3 OF 5 & E23.11 OF THE N46.3 OF 6 BLK 664 ED
Legal Subdivision	EASTERN -- BLOCKS 651 - 700
Legal Block	664
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	4
Census Block	4010
Census Tract	1502

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4312 N STONE AVE, LAREDO, TX 78041-5365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP
Oct 18, 2017	Vendor's Lien, Transfer · Line of Credit CAPITAL FARM CREDIT FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	20211437882
Deed Book / Page	5085 / 152
Prior Transfer Date	Oct 16, 2017
Prior Transfer Doc	004316/356
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 4, 2021
Property Address	4312 N STONE AVE, LAREDO, TX 78041-5365
Document Number	5085/152
Book / Page	5085 / 152
Instrument Date	Aug 2, 2021
Instrument	1437882
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 N STONE AVE, LAREDO, TX 78041-5365

Mortgage

Document Number	1437883
Date	Aug 4, 2021
Instrument	1437883

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 18, 2017
Property Address	4312 N STONE AVE, LAREDO, TX 78041-5365
Document Number	004316/356
Book / Page	4316 / 356
Map Reference	VOL 25 PG 159&160
Instrument Date	Oct 16, 2017
Instrument	1311080
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13105 KICKAPOO DR, 13105, LAREDO, TX 78045-4195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 NORTY STONE AVE, LAREDO, TX 78041

Mortgage

Document Number	0001311081
Date	Oct 18, 2017
Instrument	1311081

Lender

Name	CAPITAL FARM CREDIT FLCA
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,135 (+1%)	$179,942 (-0.71%) Land $43,664 Building $136,278
2025	$316.00 (+7.85%) Homeowner's exemption Senior Citizen's exemption	$119,214 (-30.67%)	$181,232 (+5.4%)
2024	$293.00
2023		$171,941 Land $34,194 Building $137,747	$171,941 Land $34,194 Building $137,747
2022	$293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

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