4312 Mirror Ct, Clermont, FL 34714 Property Records

Lake County property record for 4312 Mirror Ct, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,090 sqft · built 2021
Lot Size	0.244 acres (10,662 sqft)
Owner	Individual Name on Record
Last Sale	$405,700 (Oct 2021)
Tax Bill	$6,663 (2024)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-26-0016-000-58800`

Property Details

APN / Parcel Number

Primary APN	`10-24-26-0016-000-58800`
Alternative APN	`3921892`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,090 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,662 sqft (0.244 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3921892
Street Address	4312 MIRROR CT
City	CLERMONT
State	FL
Zip	34714-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER LAKES PHASE 5 PB 73 PG 49-55 LOT 588 ORB 5821 PG 617
Legal Subdivision	GREATER LAKES
Legal Phase	5
Legal Lot Number	588
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4312 MIRROR CT, CLERMONT, FL 34714-6616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 25, 2021	Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	2021147122
Deed Book / Page	5821 / 617
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	4312 MIRROR CT, CLERMONT, FL 34714-6616
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 MIRROR CT, CLERMONT, FL 34714-6616

Mortgage

Document Number	0062812387
Date	Feb 8, 2024
Book Page	6281/2387
Instrument	2024014865

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 25, 2021
Property Address	4312 MIRROR CT, CLERMONT, FL 34714-6616
Document Number	0058210617
Book / Page	5821 / 617
Map Reference	MB 73 PG 49-55
Instrument Date	Oct 13, 2021
Instrument	2021147122
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,839.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4755 TECHNOLOGY WAY STE 210, 210, BOCA RATON, FL 33431-3343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 MIRROR CT, CLERMONT, FL 34714-6616

Mortgage

Document Number	0005821619
Date	Oct 25, 2021
Instrument	5821/619

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$476,770 (+26.12%) Land $103,350 Building $373,420	$534,635 (+41.42%) Land $103,350 Building $431,285
2024	$6,663.00 (+13.49%)
2023	$5,871.00 (-4.32%)	$378,036 (-7.8%)	$378,036 (-7.8%) Land $86,125 Building $291,911
2022	$6,136.00	$410,024	$410,024 Land $69,875 Building $340,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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