4312 del Ridge Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 4312 del Ridge Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,076 sqft · built 1958
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023.008.02003008`

Property Details

APN / Parcel Number

Primary APN	`023.008.02003008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	1,384 sqft
1st Floor Area	1,076 sqft
Basement Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	308 sqft
Porch	Enclosed Frame Porch
Porch Area	320 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4312 DEL RIDGE DR
City	HIGH RIDGE
State	MO
Zip	63049-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	DEL RIDGE LOT 5
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Subdivision	DEL RIDGE
Legal Block	1
Legal Lot Number	5
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1003
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4312 DEL RIDGE DR, HIGH RIDGE, MO 63049-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage FARMERS & MERCHANTS BK/ST CLAI
Aug 22, 2019	Deed of Trust, Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2016
Deed Sale	Apr 4, 2016
Deed Document Number	20169230
Prior Transfer Date	Aug 21, 2014
Prior Transfer Doc	0000009230
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4312 DEL RIDGE DR, HIGH RIDGE, MO 63049-2619
Document Number	0000003934
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4312 DEL RIDGE DR HIGH RIDGE MO 630492619, HIGH RIDGE, MO 63049-2619

Mortgage

Document Number	0000003934
Date	Jan 27, 2021
Instrument	3934

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4312 DEL RIDGE DR, HIGH RIDGE, MO 63049-2619
Document Number	0000025549
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4312 DEL RIDGE DR HIGH RIDGE MO 630492619, HIGH RIDGE, MO 63049-2619

Mortgage

Document Number	0000025549
Date	Aug 27, 2019
Instrument	25549

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,600 (-) Land $1,900 Building $16,700	$98,300 (-) Land $10,200 Building $88,100
2025	$1,252.00 (+1.38%)	$18,600 (+8.14%) Land $1,900 Building $16,700
2024			$98,300 (+8.14%) Land $10,200 Building $88,100
2023	$1,235.00 (-0.08%)	$17,200 (-) Land $1,900 Building $15,300	$90,900 (-) Land $10,200 Building $80,700
2022	$1,236.00	$17,200 Land $1,900 Building $15,300
2021			$90,900 Land $10,200 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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