4312 Comet Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 4312 Comet Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,904 sqft · built 2005
Lot Size	0.265 acres (11,553 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (May 2024)
Tax Bill	$8,371 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-21-30-5RK-0000-0230`

Property Details

APN / Parcel Number

Primary APN	`24-21-30-5RK-0000-0230`
Alternative APN	`2130245RK00000230`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,904 sqft Living Area
Gross Area	4,638 sqft
1st Floor Area	2,386 sqft
Upper Floors Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,553 sqft (0.265 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	1,156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4312 COMET CT
City	OVIEDO
State	FL
Zip	32765-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 23 MADISON CREEK PB 65 PGS 38 - 41
Legal Range	30E
Legal Township	21S
Legal Section	24
Legal Subdivision	MADISON CREEK
Legal Tract	5RK
Legal Lot Number	23
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3010
Census Tract	22207

Owner

4312 Comet Ct is owned and occupied by two individuals who bought it in May 2024.

Source: Seminole County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4312 COMET CT, OVIEDO, FL 32765-8044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 21, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 8, 2018	Warranty Deed, Transfer ALOMA TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	202445046
Deed Book / Page	10631 / 1114
Prior Transfer Date	Jun 4, 2010
Prior Transfer Doc	0000064566
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 3, 2026
Property Address	4312 COMET CT, OVIEDO, FL 32765-8044
Document Number	0110500397
Book / Page	11050 / 397
Instrument Date	Jun 3, 2026
Instrument	202655105
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4312 COMET CT, OVIEDO, FL 32765-8044

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 21, 2024
Property Address	4312 COMET CT, OVIEDO, FL 32765-8044
Document Number	0106311114
Book / Page	10631 / 1114
Map Reference	MB 65 PG 38-41
Instrument Date	May 10, 2024
Instrument	2024045046
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	CASSIDY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1868 GARDEN SAGE DR, OVIEDO, FL 32765-4618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 CORMET COURT, OVIEDO, FL 32765-8044

Mortgage

Document Number	0106311116
Date	May 21, 2024
Instrument	10631/1116

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	4312 COMET CT, OVIEDO, FL 32765-8044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089150413
Date	May 16, 2017
Book Page	08915/0413
Instrument	2017048956

Lender

Name	REGIONS BANK
Type	Bank
Address	22670

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 8, 2018
Property Address	4312 COMET CT, OVIEDO, FL 32765-8044
Document Number	0091251366
Book / Page	009125 / 001366
Instrument Date	Apr 27, 2018
Instrument	50551
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$3,115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 COMET CT OVIEDO FL 327658044, OVIEDO, FL 32765-8044

Tax Assessment & Valuation

The 2025 property tax bill for 4312 Comet Ct was $8,371.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,371.00	$589,665 Land $135,000 Building $454,665	$589,665 Land $135,000 Building $454,665
2023	$8,120.00 (+11.25%)	$651,400 (+15.85%)	$651,400 (+8.62%) Land $135,000 Building $516,400
2022	$7,299.00	$562,289	$599,689 Land $115,000 Building $484,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4312 Comet Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4312 Comet Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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