Union County property record for 4312 Chatterleigh Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 1,706 sqft · built 2001 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Nov 2020) |
| Tax Bill | $2,839 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-336-307 |
| Primary APN | 09-336-307 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,706 sqft Living Area |
| Gross Area | 2,166 sqft |
| 1st Floor Area | 876 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4312 CHATTERLEIGH DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20SU MON |
| Legal Description | #38 HAMILTON PLACE PH1 OPCF683 |
| Legal Subdivision | HAMILTON PLACE |
| Legal Lot Number | 38 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20321 |
4312 Chatterleigh Dr, a rural home, is owned and occupied by two individuals who bought it in November 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4312 CHATTERLEIGH DR, MONROE, NC 28110-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Nov 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Feb 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Prior Sale | Apr 23, 2012 · Amount on File |
| Deed Document Number | 202047313 |
| Deed Book / Page | 7887 / 40 |
| Prior Transfer Date | Mar 8, 2016 |
| Prior Transfer Doc | 6631832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4312 CHATTERLEIGH DR, MONROE, NC 28110-9118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7824392 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 7824/392 |
| Instrument | 38599 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 16, 2020 |
| Property Address | 4312 CHATTERLEIGH DR, MONROE, NC 28110-9118 |
| Document Number | 0000788740 |
| Book / Page | 7887 / 40 |
| Map Reference | CAB F FILE 683&684 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 47313 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 LEXIE LN, 3217, MONROE, NC 28110-8331 |
| Name | Verified Name |
|---|---|
| Address | 4312 CHATTERLEIGH DR, MONROE, NC 28110-9118 |
| Document Number | 0000047314 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 47314 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4312 CHATTERLEIGH DR, MONROE, NC 28110-9118 |
| Document Number | 7320410 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4312 CHATTERLEIGH DR MONROE NC 281109118, MONROE, NC 28110-9118 |
| Document Number | 7320410 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 007320/000410 |
| Instrument | 4871 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2049 |
The 2025 property tax bill for 4312 Chatterleigh Dr was $2,839.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,800 (-) Land $75,000 Building $249,800 | $324,800 (-) Land $75,000 Building $249,800 | |
| 2025 | $2,839.00 | $324,800 Land $75,000 Building $249,800 | $324,800 Land $75,000 Building $249,800 |
| 2023 | $2,672.00 | $245,100 Land $47,400 Building $197,700 | $245,100 Land $47,400 Building $197,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4312 Chatterleigh Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4312 Chatterleigh Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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