4312 Boron Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4312 Boron Ave, Covington, KY 41015

Property Summary

Property TypeCommercial
Details113,400 sqft · built 2001
Lot Size16.1 acres (702,623 sqft)
OwnerCompany Name on Record
Last Sale$3,150,000 (Mar 2018)
Tax Bill$31,216 (2025)
Deeds & MortgagesMar 2022 Second Mortgage
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-20-00-059.07

Property Details

APN / Parcel Number

Primary APN056-20-00-059.07

Interior

Building Area113,400 sqft Finished Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area702,623 sqft (16.1 acres)

Location & Zoning

Street Address4312 BORON AVE
CityCOVINGTON
StateKY
Zip41015-1721
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSOHIO TRACT DIV 3RD LOT 7 & PT LOT 8 16.13 ACS SS HOWARD LITZLER RD AC PER REMAINDER PLAT
Legal SubdivisionSOHIO TRACT
Legal Phase3RD
Legal Lot Number7,8
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3007
Census Tract61300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4314 BORON AVE, D, COVINGTON, KY 41015-1786
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMONWEALTH BANK & TRUST CO
Aug 22, 2022Deed of Trust, Mortgage · Commercial Mortgage
REPUBLIC BANK & TRUST CO
May 23, 2019Deed of Trust, Mortgage
REPUBLIC BK&TR
Mar 27, 2018Grant Deed, Construction Loan · Line of Credit
REPUBLIC BK&TR/IN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2018 · Amount on Record
Deed SaleMar 27, 2018 · Amount on Record
Prior SaleNov 19, 2010 · Amount on Record
Deed Document Number201803 27 059 00104
Deed Book / Page6378 / 68
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4312 BORON AVE, COVINGTON, KY 41015-1721
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 BORON AVE, COVINGTON, KY 41015-1786

Mortgage

Document Number0005900046
DateMar 8, 2022
Book Page345/390
Instrument22030805900046
Lender
NameCOMMONWEALTH BANK & TRUST CO
TypeBank
AddressFLORENCE, KY 41042
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term130 Months
DueDec 31, 2032

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4312 BORON AVE, COVINGTON, KY 41015-1721
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 BORON AVE S, COVINGTON, KY 41015-1786

Mortgage

Document Number0005900274
DateAug 22, 2022
Book Page400/475
Instrument22082205900274
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term48 Months
DueAug 15, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4312 BORON AVE, LATONIA, KY 41015
Document Number0000000274
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJun 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4314 BORON AVE #D COVINGTON KY 410151786, D, COVINGTON, KY 41015-1786

Mortgage

Document Number0000000274
DateJun 3, 2019
Book Page0C6673/000053
Instrument274
Lender
NameREPUBLIC BK&TR
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
AmountAmount Recorded
Term60 Months
DueJun 2, 2024

March 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMar 27, 2018
Property Address4312 BORON AVE, LATONIA, KY 41015
Document Number0000000104
Book / Page0C6378 / 000068
Instrument DateMar 27, 2018
Instrument104
Transaction TypeConstruction Loan
Record UpdatedApr 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4314 BORON DR #D COVINGTON KY 410151786, D, COVINGTON, KY 41015-1786

Mortgage

Document Number105
DateMar 27, 2018
Book Page0C6378/000075
Instrument105
Lender
NameREPUBLIC BK&TR/IN
TypeBank
AddressPO BOX 70749, LOUISVILLE, KY 40270-0749
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 26, 2028
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number106,
DateMar 27, 2018
Book Page0C6378/000089
Instrument106
Lender
NameREPUBLIC BK&TR/IN
TypeBank
AddressLOUISVILLE, KY 40222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 26, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,350,000 (+6.35%) Land $700,000 Building $2,650,000$3,350,000 (+6.35%) Land $700,000 Building $2,650,000
2025$31,216.00 (-7.04%)$3,150,000 (-) Land $700,000 Building $2,450,000$3,150,000 (-) Land $700,000 Building $2,450,000
2023$33,579.00$3,150,000 Land $700,000 Building $2,450,000$3,150,000 Land $700,000 Building $2,450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Boron Ave

Nearby Streets

Search Property Records by Address or Parcel Number