Miami County property record for 4311 W Versailles Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,591 sqft · built 1998 |
| Lot Size | 5 acres (217,844 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,241 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-026650 |
| Primary APN | M40-026650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,591 sqft Living Area |
| 1st Floor Area | 5,182 sqft |
| Basement Area | 2,591 sqft |
| Unfinished Basement | 2,591 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 217,844 sqft (5 acres) |
| Terrain | Rolling |
| Garage Area | 855 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 660 sqft |
| Patio Area | 288 sqft |
| Gazebo | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4311 W VERSAILLES RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-8343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-8-11 N CEN PT NE |
| Legal Range | 05 |
| Legal Township | 08 |
| Legal Section | 11 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 315001 |
4311 W Versailles Rd is owned by a company and is owner-occupied.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4311 W VERSAILLES RD, PIQUA, OH 45356-8343 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB |
| Nov 6, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Nov 7, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 4311 W VERSAILLES RD, PIQUA, OH 45356-8343 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008365 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022OR-08365 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 4311 W VERSAILLES RD, PIQUA, OH 45356-8343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008990 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2018OR-08990 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 10, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 4311 W VERSAILLES RD, PIQUA, OH 45356-8343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013657 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 2018OR-13657 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 24, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 4311 W VERSAILLES RD, PIQUA, OH 45356-8343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013261 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 2019OR-13261 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Aug 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 4311 W VERSAILLES RD, PIQUA, OH 45356-8343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008190 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019OR-08190 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 4311 W Versailles Rd was $6,241 with a homeowner's exemption, up 13.2% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Washington Township |
| Unified School District | Piqua City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,241.00 (+13.16%) Homeowner's exemption | $198,800 (+51.95%) Land $26,250 Building $172,550 | $568,000 Land $75,000 Building $493,000 |
| 2024 | $5,515.00 (+10.79%) Homeowner's exemption | $130,830 (-) Land $22,750 Building $108,080 | |
| 2023 | $4,978.00 (-3.75%) Homeowner's exemption | $130,830 (-) Land $22,750 Building $108,080 | $373,800 (-) Land $65,000 Building $308,800 |
| 2022 | $5,172.00 Homeowner's exemption | $130,830 Land $22,750 Building $108,080 | $373,800 Land $65,000 Building $308,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4311 W Versailles Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4311 W Versailles Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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