4311 E Spearfish Dr, Meridian, ID 83646 Property Records

Ada County property record for 4311 E Spearfish Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 2005
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,753 (Jul 2022)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7366230910`

Property Details

APN / Parcel Number

Primary APN	`R7366230910`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	921 sqft
Upper Floors Area	647 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,449 sqft (0.171 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4311 E SPEARFISH DR
City	MERIDIAN
State	ID
Zip	83646-6350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 05 BLK 16 REDFEATHER ESTATES SUB NO 02
Legal Range	01E
Legal Township	03N
Legal Section	04
Legal Subdivision	REDFEATHER ESTATES SUB NO 02
Legal Block	16
Legal Lot Number	05
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2030
Census Tract	10371

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4311 E SPEARFISH DR, MERIDIAN, ID 83646-6350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2018	Warranty Deed, Subdivision Related Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	202267097
Prior Transfer Date	Mar 31, 2011
Prior Transfer Doc	0001027251
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 27, 2022
Property Address	4311 E SPEARFISH DR, MERIDIAN, ID 83646-6350
Document Number	0000067097
Map Reference	MB 92 PG 10895-10897
Instrument Date	Jul 26, 2022
Instrument	2022-067097
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 E SPEARFISH DR, MERIDIAN, ID 83646-6350

Mortgage

Document Number	0000067098
Date	Jul 27, 2022
Instrument	2022-067098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 20, 2018
Property Address	4311 E SPEARFISH DR, MERIDIAN, ID 83646-6350
Document Number	0000110602
Instrument Date	Nov 20, 2018
Instrument	110602
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 30, 2018
Title Company	PIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4311 E SPEARFISH DR MERIDIAN ID 836466350, MERIDIAN, ID 83646-6350

Mortgage

Document Number	110603
Date	Nov 20, 2018
Instrument	110603

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,600 (+2.99%)	$444,600 (+2.99%)
2025	$1,435.00 (-3.82%) Homeowner's exemption	$431,700 (+8.17%)	$431,700 (+8.17%)
2024	$1,492.00 (-17.75%)
2023		$399,100 Land $203,900 Building $195,200	$399,100 Land $203,900 Building $195,200
2022	$1,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
TDS Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	1,000 / 75
Sparklight Cable	1,000 / 50

May also be available: Silver Star Communications.

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