43107 Smitty Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43107 Smitty Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,546 sqft · built 2004
Lot Size	3.49 acres (152,024 sqft)
Owner	2 Company Names on Record
Last Sale	$237,500 (Nov 2012)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-1N-25-0000-0006-0060`

Property Details

APN / Parcel Number

Primary APN	`20-1N-25-0000-0006-0060`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,546 sqft Living Area
Gross Area	4,044 sqft
1st Floor Area	2,530 sqft
Upper Floors Area	1,016 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	152,024 sqft (3.49 acres)
Garage Type	Attached
Garage Area	498 sqft

Exterior Amenities

Pool Area	378 sqft
Porch	Screened/Unfinished Porch
Porch Area	936 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43107 SMITTY RD
City	CALLAHAN
State	FL
Zip	32011-7292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	IN OR 2157/1954 EX ESMT PT OR 1825/754
Legal Range	25E
Legal Township	01N
Legal Section	20
Legal Block	60
Legal Lot Number	6
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	3
Census Block	3000
Census Tract	50505

Owner

Source: Nassau County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	43107 SMITTY RD, CALLAHAN, FL 32011-7292
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Nov 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2012 · Amount on Record
Deed Sale	Nov 16, 2012 · Amount on Record
Deed Document Number	201230165
Deed Book / Page	1825 / 759
Last Transfer Date	Nov 13, 2017
Transfer Doc	0021571954
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jul 9, 2026
Property Address	43107 SMITTY RD, CALLAHAN, FL 32011-7292
Document Number	0000020887
Book / Page	2880 / 1697
Instrument Date	Jul 1, 2026
Instrument	202620887
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	43107 SMITTY RD, CALLAHAN, FL 32011-7292

Mortgage

Document Number	0000020887,
Date	Jul 9, 2026
Book Page	2880/1697
Instrument	202620887

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.48%
Max Rate	-1%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 15, 2017
Property Address	43107 SMITTY RD, CALLAHAN, FL 32011-7292
Document Number	0021571954
Book / Page	002157 / 001954
Instrument Date	Nov 13, 2017
Instrument	33533
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	43107 SMITTY RD CALLAHAN FL 320117292, CALLAHAN, FL 32011-7292

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (+1.42%) Homeowner's exemption	$245,449 (+2.9%)	$541,401 (+12.45%) Land $104,700 Building $436,701
2024	$3,104.00 (+1.47%) Homeowner's exemption	$238,532 (+3%)	$481,465 (+19.57%) Land $62,820 Building $418,645
2023	$3,059.00 (+10.51%) Homeowner's exemption	$231,584 (+3%)	$402,671 (+24.23%) Land $62,820 Building $339,851
2022	$2,768.00 Homeowner's exemption	$224,839	$324,135 Land $62,820 Building $261,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	11 (2008–2017)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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