Loudoun County property record for 43102 Shadow Ter, Leesburg, VA 20176
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,134 sqft · built 2001 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Apr 2017) |
| Tax Bill | $4,981 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112-45-7757-000 |
| Primary APN | 112-45-7757-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,134 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Basement |
| Garage Area | 462 sqft |
| Porch | Stoop |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 43102 SHADOW TER |
|---|---|
| City | LEESBURG |
| State | VA |
| Zip | 20176-3654 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC STATION SEC.5 LOT 25 200508240095280 1622/522 |
| Legal Subdivision | POTOMAC |
| Legal Block | 4 |
| Legal Lot Number | 25 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 610507 |
43102 Shadow Ter, a townhouse, is owned and occupied by two individuals who bought it in April 2017.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43102 SHADOW TER, LEESBURG, VA 20176-3654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF CLARKE |
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY LNDG |
| Apr 3, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on File |
| Deed Sale | Apr 3, 2017 · Amount on File |
| Prior Sale | Aug 24, 2005 · Amount on File |
| Deed Document Number | 201719424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 43102 SHADOW TER, LEESBURG, VA 20176-3654 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000045054 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 20250918-0045054 |
| Name | BANK OF CLARKE |
|---|---|
| Type | Bank |
| Address | WINCHESTER, VA 22601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 43102 SHADOW TER, LEESBURG, VA 20176-3654 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000085306 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 202108100085306 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 43102 SHADOW TER, LEESBURG, VA 20176-3654 |
| Document Number | 20190802044205 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 43102 SHADOW TER LEESBURG VA 201763654, LEESBURG, VA 20176-3654 |
| Document Number | 20190802044205 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 44205 |
| Name | CENTURY LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 3, 2017 |
| Property Address | 43102 SHADOW TER, LEESBURG, VA 20176-3654 |
| Document Number | 20170403019424 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 19424 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Title Company | HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 43102 SHADOW TER LEESBURG VA 201763654, LEESBURG, VA 20176-3654 |
| Document Number | 20170403019425 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 19425 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
The 2026 property tax bill for 43102 Shadow Ter was $4,981.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,981.00 | $618,760 Land $230,000 Building $388,760 | $618,760 Land $230,000 Building $388,760 |
| 2023 | $4,865.00 | $556,020 Land $200,000 Building $356,020 | $556,020 Land $200,000 Building $356,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43102 Shadow Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43102 Shadow Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LEESBURG serves 65,028 people · EPA ID VA6107300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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