4310 Wiggins Mill Rd, Wilson, NC 27893 Property Records

Wilson County property record for 4310 Wiggins Mill Rd, Wilson, NC 27893

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Oct 2017)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3700-36-2189.000`

Property Details

APN / Parcel Number

Primary APN	`3700-36-2189.000`
Alternative APNs	`3700362189` `1125619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,740 sqft Heated Area
1st Floor Area	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	668 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4310 WIGGINS MILL RD
City	WILSON
State	NC
Zip	27893-9241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	4310 WIGGINS MILL RD L14S3 SMITHWOOD 1.00LT
Legal Subdivision	SMITHWD
Jurisdiction	WILSON NC
Township / Civil Division	BLACK CREEK
Census Block Group	1
Census Block	1033
Census Tract	900

Owner

4310 Wiggins Mill Rd is owned and occupied by an individual who acquired it in January 2022.

Source: Wilson County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4310 WIGGINS MILL RD, WILSON, NC 27893-9241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 26, 2022	Quit Claim Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 29, 2019	Intrafamily Transfer, Transfer
Oct 27, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Deed Book / Page	2720 / 493
Last Transfer Date	Jan 10, 2022
Transfer Doc	002945/278
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	4310 WIGGINS MILL RD, WILSON, NC 27893-9241
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003031/507
Date	Sep 6, 2023
Book Page	3031/507

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILSON NC
Recording Date	Jan 26, 2022
Property Address	4310 WIGGINS MILL RD, WILSON, NC 27893-9241
Document Number	002945/278
Book / Page	2945 / 278
Map Reference	MB 25 PG 204
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 WIGGINS MILL RD, WILSON, NC 27893-9241

Mortgage

Document Number	0002945281
Date	Jan 26, 2022
Instrument	2945/281

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILSON NC
Recording Date	Jul 29, 2019
Property Address	4310 WIGGINS MILL RD, WILSON, NC 27893-9241
Document Number	002794/480
Book / Page	2794 / 480
Map Reference	MB 25 PG 204
Instrument Date	Jul 29, 2019
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 WIGGINS MILL RD, WILSON, NC 27893-9241

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Oct 27, 2017
Property Address	4310 WIGGINS MILL RD, WILSON, NC 27893-9241
Document Number	002720/493
Book / Page	2720 / 493
Map Reference	MB25 PG204
Instrument Date	Oct 24, 2017
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6078, WILSON, NC 27894-6078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 WIGGINS MILL RD, WILSON, NC 27893-9241

Mortgage

Document Number	0002720498
Date	Oct 27, 2017
Instrument	2720/498

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 4310 Wiggins Mill Rd was $2,088.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,698 (-) Land $40,000 Building $248,698	$288,698 (-) Land $40,000 Building $248,698
2025	$2,088.00	$288,698 (-) Land $40,000 Building $248,698	$288,698 (-) Land $40,000 Building $248,698
2024	$2,088.00	$288,698 Land $40,000 Building $248,698	$288,698 Land $40,000 Building $248,698
2021	$1,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4310 Wiggins Mill Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1999–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4310 Wiggins Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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