4310 Hwy 22, Flora, MS 39071 Property Records

Madison County property record for 4310 Hwy 22, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	4,351 sqft
Lot Size	10.2 acres (444,312 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,827 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051A-11-015/05`

Property Details

APN / Parcel Number

Primary APN	`051A-11-015/05`
Alternative APN	`52788`

Interior

Building Area	2,680 sqft Living Area
1st Floor Area	2,680 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	444,312 sqft (10.2 acres)

Location & Zoning

Account Number	52788
Street Address	4310 HIGHWAY 22
City	FLORA
State	MS
Zip	39071-9599
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	A1
Legal Description	10.2 AC IN E1/2 SW1/4 & PT W1/2 SE1/4 N OF HWY
Legal Range	01W
Legal Township	08N
Legal Section	11
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4093
Census Tract	30302

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 582, FLORA, MS 39071-0582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 2, 2023	Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK
Jun 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2016
Deed Sale	Jun 17, 2016
Deed Document Number	2016786203
Deed Book / Page	3352 / 799
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	4310 HIGHWAY 22, FLORA, MS 39071-9599
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 HIGHWAY 22, FLORA, MS 39071-9599

Mortgage

Document Number	004659/150
Date	Mar 20, 2026
Book Page	4659/150
Instrument	1047849

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	4310 HIGHWAY 22, FLORA, MS 39071-9599
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 BAYVIEW DR, MADISON, MS 39110-9178

Mortgage

Document Number	004384/919
Date	Nov 2, 2023
Book Page	4384/919
Instrument	994343

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 25, 2024

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	4310 HIGHWAY 22, FLORA, MS 39071-9599
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 HIGHWAY 22, FLORA, MS 39071-9599

Mortgage

Document Number	004450/420
Date	Jun 17, 2024
Book Page	4450/420
Instrument	1005871

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,827.00 (+4,775.76%) Homeowner's exemption	$55,068 (+5,215.44%)	$550,680 (+7,880.87%) Land $122,400 Building $428,280
2024	$99.00 (+3.13%)
2023	$96.00	$1,036	$6,900 Land $6,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	490 / 280

Cell Coverage

5G (outdoors only) and 4G LTE

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