Montgomery County property record for 431 Witherby Dr, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,646 sqft · built 1957 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $138,900 (Jul 2003) |
| Tax Bill | $4,164 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 01804 0010 |
| Primary APN | N64 01804 0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,909 sqft |
| Lot Dimensions | 205 ft deep x 101 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 49 sqft |
| Patio Area | 449 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 WITHERBY DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-5255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50 WOODLEY SUB 3 |
| Legal Subdivision | WOODLEY SUB 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20500 |
The current owner of 431 Witherby Dr bought it in July 2003.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 431 WITHERBY DR, DAYTON, OH 45429-5255 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2003 · Amount on File |
| Deed Sale | Jul 15, 2003 · Amount on File |
| Deed Document Number | 03-102952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 431 WITHERBY DR, DAYTON, OH 45429-5255 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000067671 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022-00067671 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Amount | Amount on Record |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,360 Land $15,360 Building $50,000 | ||
| 2024 | $4,164.00 (+2.74%) | ||
| 2023 | $4,053.00 (+4.95%) | $65,360 (+32.71%) Land $15,360 Building $50,000 | $186,740 Land $43,890 Building $142,850 |
| 2022 | $3,862.00 | $49,250 Land $11,550 Building $37,700 | |
| 2020 | $140,700 Land $33,000 Building $107,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 431 Witherby Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 Witherby Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures