431 Windward Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 431 Windward Dr, Davidson, NC 28036 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,545 sqft Heated Area
Lot Size9,563 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$376,000 (2014)
Tax Bill$5,776.00 (2023)

Property Details

APN / Parcel Number

Primary APN003-301-28

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,545 sqft Heated Area
Gross Area1,842 sqft Gross Area
1st Floor1,593 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Foundation TypeRaised Foundation
Roof MaterialAsphalt Roof
Lot Area9,563 sqft (0.219 acres)
Deck Area120 sqft Deck
Porch1 Porch
Porch Area209 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number003-301-28
Street Address431 WINDWARD DR
CityDAVIDSON
StateNC
Zip28036-7101
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL31 M21-767 &STRIP
Legal SubdivisionSPINNAKER COVE PATIO HOMES
Legal Lot Number31
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup1
Census Block1006
Census Tract6403

Owner

Source: Mecklenburg County records · APN 003-301-28

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address431 WINDWARD DR, DAVIDSON, NC 28036-7101
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Aug 01, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2014 · Amount on Record
Deed SaleMar 19, 2014 · Amount on Record
Deed Doc Number0002905962
Deed Book / Page29059 / 62
Record RefreshedJun 07, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address431 WINDWARD DR, DAVIDSON, NC 28036-7101
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 WINDWARD DR, DAVIDSON, NC 28036-7101

Mortgage

Document Number0000066581
DateMay 02, 2022
Book Page37301/388
Instrument2022066581
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address431 WINDWARD DR, DAVIDSON, NC 28036-7101
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 WINDWARD DR, DAVIDSON, NC 28036-7101

Mortgage

Document Number0000111537
DateAug 01, 2022
Book Page37542/381
Instrument2022111537
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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