431 Windermere Dr, Lehigh Acres, FL 33972 Property Records

Lee County property record for 431 Windermere Dr, Lehigh Acres, FL 33972

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,351 sqft · built 2017
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$184,400 (Feb 2017)
Tax Bill$2,703 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-44-27-12-00076.0080

Property Details

APN / Parcel Number

Primary APN04-44-27-12-00076.0080
Alternative APNs
  • 04-44-27-L4-16076.0080
  • 270444L4160760080
  • 10361120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,351 sqft Living Area
Gross Area2,793 sqft
1st Floor Area2,151 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area250 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10361120
Street Address431 WINDERMERE DR
CityLEHIGH ACRES
StateFL
Zip33972-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionGREENBRIAR UNIT 16 BLK 76 PB 27 PG 26 LOT 8
Legal Range27E
Legal Township44S
Legal Section04
Legal SubdivisionGREENBRIAR
Legal Tract12
Legal Block76
Legal Lot Number8
Legal Unit16
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1134
Census Tract40208

Owner

431 Windermere Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Lee County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address431 WINDERMERE DR, LEHIGH ACRES, FL 33972-1033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2017 · Amount on File
Deed SaleFeb 17, 2017 · Amount on File
Deed Document Number201735706
Record UpdatedOct 29, 2026

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateFeb 17, 2017
Property Address431 WINDERMERE DR, LEHIGH ACRES, FL 33972-1033
Document Number0000035706
Map ReferenceMB27 PG26
Instrument DateFeb 14, 2017
Instrument2017000035706
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2022
Title CompanyJEWEL STONE TITLE INS AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,290.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address431 WINDERMERE DR, LEHIGH ACRES, FL 33972-1033

Mortgage

Document Number0000035707
DateFeb 17, 2017
Instrument2017000035707
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Mortgage

Document Number0000035708
DateFeb 17, 2017
Instrument2017000035708
Lender
NameLEE COUNTY
TypeGovernment Agency
Address00000
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueFeb 14, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 431 Windermere Dr was $2,703 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,181 (+2.7%)$279,800 (-1.97%) Land $13,420 Building $266,380
2025$2,703.00 Homeowner's exemption$188,102$285,433 Land $12,113 Building $273,320
2023$2,472.00 (+6.28%) Homeowner's exemption$177,477 (+3%)$296,544 (+9.1%) Land $9,322 Building $287,222
2022$2,326.00 Homeowner's exemption$172,308$271,815 Land $6,864 Building $264,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Windermere Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims3 (1995–2004)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Windermere Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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