Lancaster County property record for 431 White Hall Rd, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1997 |
| Lot Size | 8.15 acres (355,232 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $12 (2025) |
| Deeds & Mortgages | May 2023 Refinance Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25 54 |
| Primary APN | 25 54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 3,277 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 355,232 sqft (8.15 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 25 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6333 |
|---|---|
| Street Address | 431 WHITE HALL RD |
| City | LANCASTER |
| State | VA |
| Zip | 22503-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | WHITE HALL 8.155 AC LR16/713 WF17/48 |
| Legal Subdivision | WHITE HALL |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 30100 |
Source: Lancaster County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 269 HICKORY RD, LANCASTER, VA 22503-3710 |
| Owner Type | Company |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK |
| Nov 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 17, 2025 |
| Transfer Doc | 0000000614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 431 WHITE HALL RD, LANCASTER, VA 22503-3913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0230000900 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 230000900 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 431 WHITE HALL RD, LANCASTER, VA 22503-3913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 180002080 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 180002080 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12.00 (-98.75%) | $236,000 (+55.26%) Land $33,900 Building $202,100 | $236,000 (+55.26%) Land $33,900 Building $202,100 |
| 2023 | $957.00 | $152,000 Land $33,900 Building $118,100 | $152,000 Land $33,900 Building $118,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 28 (1998–2018) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Nov 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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