Black Hawk County property record for 431 Webster St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1955 |
| Lot Size | 0.354 acres (15,400 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,566 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-130-033 |
| Primary APN | 8913-24-130-033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,400 sqft (0.354 acres) |
| Lot Dimensions | 140 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 431 WEBSTER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH ADDITION LOT 27 AND LOT 28 BLK 10 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | NORTH ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 27,28 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 1800 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 818, NASHUA, IA 50658-0818 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 6, 2005 |
| Transfer Doc | 2006009763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 431 WEBSTER ST, WATERLOO, IA 50703-3127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800000332 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2018-00000332 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CEDAR FALLS, IA 50613 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 5, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,566.00 (+9.05%) | $76,760 (+15.99%) Land $13,060 Building $63,700 | $76,760 (+15.99%) Land $13,060 Building $63,700 |
| 2024 | $1,436.00 (+4.21%) | ||
| 2023 | $66,180 (+28.58%) Land $13,060 Building $53,120 | $66,180 (+28.58%) Land $13,060 Building $53,120 | |
| 2022 | $1,378.00 | $51,470 Land $13,060 Building $38,410 | |
| 2021 | $51,470 Land $13,060 Building $38,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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