Klamath County property record for 431 Water St, Merrill, OR 97633
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,796 sqft · built 1978 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Nov 1997) |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | R-4110-011AA-01600-000 |
| Primary APN | R-4110-011AA-01600-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.539 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Fence | Fence |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Account Number | 122913 |
|---|---|
| Street Address | 431 WATER ST |
| City | MERRILL |
| State | OR |
| Zip | 97633-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BURKE PLACE, BLOCK 1, LOT 3 |
| Legal Range | 10E |
| Legal Township | 41S |
| Legal Section | 11 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | BURKE PLACE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KLAMATH OR |
| Township / Civil Division | MERRILL |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970700 |
431 Water St is owned by two individuals who bought it in November 1997.
Source: Klamath County records, as of November 28, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 115, MERRILL, OR 97633-0115 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1997 · Amount on File |
| Deed Sale | Nov 1, 1997 · Amount on File |
| Deed Document Number | M97 36924 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KLAMATH OR |
| Property Address | 431 WATER ST, MERRILL, OR 97633-3339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE FIRST NATIONAL |
| Name | Verified Name |
|---|
| Document Number | 0000005310 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 2017-005310 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2032 |
The 2025 property tax bill for 431 Water St was $1,657, up 2.8% from the year before.
Source: Klamath County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Klamath County |
| Municipality | Merrill City |
| Unified School District | Klamath County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (+2.79%) | $131,260 (+3%) | $231,610 (+0.82%) Land $70,660 Building $160,950 |
| 2024 | $1,612.00 (-0.12%) | $127,440 (-) | $229,720 (+2.08%) Land $68,770 Building $160,950 |
| 2023 | $1,614.00 (+2.8%) | $127,440 (+6.09%) | $225,030 (+35.94%) Land $64,080 Building $160,950 |
| 2022 | $1,570.00 | $120,130 | $165,540 Land $66,800 Building $98,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Water St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 431 Water St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Oregon |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRILL WATER DEPARTMENT serves 907 people · EPA ID OR4100518 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CentraCom Fiber | 1,000 / 1,000 |
| FireServe Fiber · Cable · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hunter Communications, T-Mobile.
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