Marion County property record for 431 Water Rd, Ocala, FL 34472
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,024 sqft · built 1989 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9016-0222-23 |
| Primary APN | 9016-0222-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 2,024 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 167 ft deep x 80 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 364 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1381011000 |
|---|---|
| Old Parcel Number | 9016022223 |
| Street Address | 431 WATER RD |
| City | OCALA |
| State | FL |
| Zip | 34472-6304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 16 TWP 16 RGE 23 |
| Legal Range | 23E |
| Legal Township | 16S |
| Legal Section | 16 |
| Legal Subdivision | SILVER SPRINGS SHORES |
| Legal Block | 222 |
| Legal Lot Number | 23 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 1204 |
Source: Marion County records, as of January 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 431 WATER RD, OCALA, FL 34472-6304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1989 |
| Deed Sale | Mar 1, 1989 |
| Deed Document Number | 0015681418 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 431 WATER RD, OCALA, FL 34472-6304 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 431 WATER RD, OCALA, FL 34472-6304 |
| Document Number | 0084090735 |
|---|---|
| Date | Aug 28, 2024 |
| Book Page | 8409/735 |
| Instrument | 2024114270 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2034 |
Source: Marion County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 (+24.88%) Homeowner's exemption | $91,038 (+5.99%) Land $23,000 Building $68,038 | $226,505 (-2.2%) Land $23,000 Building $203,505 |
| 2023 | $1,077.00 (+3.36%) Homeowner's exemption | $85,895 (+3%) Land $19,000 Building $66,895 | $231,599 (+12.24%) Land $19,000 Building $212,599 |
| 2022 | $1,042.00 Homeowner's exemption | $83,393 | $206,336 Land $17,000 Building $189,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink.
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