431 Warwick Dr, Reading, PA 19610 Property Records

Berks County property record for 431 Warwick Dr, Reading, PA 19610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 1969
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Jul 1997)
Tax Bill	$2,332 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4397-17-11-7383`

Property Details

APN / Parcel Number

Primary APN	`4397-17-11-7383`
Alternative APNs	`96-4397-17-11-7383` `97439717117383` `96970721` `970721`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	96970721
Street Address	431 WARWICK DR
City	READING
State	PA
Zip	19610-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WELLINGTON DOWNES SEC 01
Legal Block	11
Legal Lot Number	73
Jurisdiction	BERKS PA
Township / Civil Division	WYOMISSING
Census Block Group	1
Census Block	1007
Census Tract	11000

Owner

Source: Berks County records · APN 4397-17-11-7383

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 WARWICK DR, READING, PA 19610-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 1997 · Amount on Record
Deed Sale	Jul 29, 1997 · Amount on Record
Deed Book / Page	2870 / 1362
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 20, 2026
Property Address	431 WARWICK DR, READING, PA 19610-1823
Document Number	0000011706
Instrument Date	Apr 13, 2026
Instrument	202611706
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CAPSTONE LAND TRANSFER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WARWICK DR, READING, PA 19610-1823

Mortgage

Document Number	0000011706,
Date	Apr 20, 2026
Instrument	202611706

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Wyomissing Borough
Unified School District	Wyomissing Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,332.00 (+6.83%) Homeowner's exemption	$148,900 (-) Land $37,700 Building $111,200	$37,700 (-) Land $37,700
2025	$2,183.00 (+6.7%) Homeowner's exemption	$148,900 (-) Land $37,700 Building $111,200	$37,700 (-74.68%) Land $37,700
2024	$2,046.00	$148,900 Land $37,700 Building $111,200
1994			$148,900 Land $37,700 Building $111,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 26, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 388 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.