431 Walnut St, Spring City, PA 19475 Property Records

Chester County property record for 431 Walnut St, Spring City, PA 19475

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,764 sqft · built 1928
Lot Size0.28 acres (12,207 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Oct 2024)
Tax Bill$565 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-6-52

Property Details

APN / Parcel Number

Primary APN14-6-52
Alternative APNs
  • 1406 00520000
  • 1406 0052

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,764 sqft Living Area
Basement Area252 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area12,207 sqft (0.28 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address431 WALNUT ST
CitySPRING CITY
StatePA
Zip19475-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT DWG & GAR
JurisdictionCHESTER PA
Township / Civil DivisionSPRING CITY
Census Block Group1
Census Block1023
Census Tract301100

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address431 WALNUT ST, SPRING CITY, PA 19475-2116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2024 · Amount on Record
Deed SaleOct 1, 2024 · Amount on Record
Prior SaleJul 15, 2019 · Amount on Record
Deed Document Number202412040448
Deed Book / Page11276 / 781
Record UpdatedOct 29, 2026

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionCHESTER PA
Recording DateJul 15, 2019
Property Address431 WALNUT ST, SPRING CITY, PA 19475-2116
Document Number0099591313
Book / Page9959 / 1313
Instrument DateJun 25, 2019
Instrument11675955
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address431 WALNUT ST, SPRING CITY, PA 19475-2116

Mortgage

Document Number0011675956
DateJul 15, 2019
Instrument11675956
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
MunicipalitySpring City Borough
Unified School DistrictSpring-Ford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$565.00 (-89.04%)$126,940 (-) Land $33,090 Building $93,850$129,720 (-) Land $33,090 Building $96,630
2024$5,154.00$126,940 Land $33,090 Building $93,850
1998$129,720 Land $33,090 Building $96,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1978–1996)
Most Recent ClaimOct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMERICAN ROYERSFORD
private · serves 49,508 people · EPA ID PA1150166
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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