431 Walnut St, Reading, PA 19601 Property Records

Berks County property record for 431 Walnut St, Reading, PA 19601

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,310 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Apr 2021)
Tax Bill	$2,478 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-75-71-6490`

Property Details

APN / Parcel Number

Primary APN	`5307-75-71-6490`
Alternative APNs	`07-5307-75-71-6490` `07671350` `671350`

Interior

Units	6 Units
Stories	4 Stories
Building Area	3,310 sqft Gross Area
1st Floor Area	1,655 sqft
Basement Area	1,655 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Central Business District
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07671350
Street Address	431 WALNUT ST
City	WEST READING
State	PA
Zip	19611-1113
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Block	71
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	1300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1748 LARK LN, CHERRY HILL, NJ 08003-3215
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed, Transfer · Stand-Alone First Mortgage QUAINT OAK BANK
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit UKRAINIAN SELFRELIANCE FCU
Aug 3, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 12, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Aug 3, 2017 · Amount on Record
Deed Document Number	202120509
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 23, 2021
Property Address	431 WALNUT ST, READING, PA 19601-3925
Document Number	0000020509
Instrument Date	Apr 15, 2021
Instrument	2021020509
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	MODERN TITLE AGENCY LLC, GOLDEN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1748 LARK LN, CHERRY HILL, NJ 08003-3215

Mortgage

Document Number	0000020510
Date	Apr 23, 2021
Instrument	2021020510

Lender

Name	QUAINT OAK BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	431 WALNUT ST, READING, PA 19601-3925
Document Number	0000030718
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	NESHAMINY ABSTRACT COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 CHESTNUT ST SOUTHAMPTON PA 18966, SOUTHAMPTON, PA 18966

Mortgage

Document Number	0000030718
Date	Sep 5, 2018
Instrument	30718

Lender

Name	UKRAINIAN SELFRELIANCE FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Aug 3, 2017
Property Address	431 WALNUT ST, READING, PA 19601-3925
Document Number	0000028257
Instrument Date	Jun 28, 2017
Instrument	28257
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,250.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71 SIGNAL HILL RD HOLLAND PA 189662922, HOLLAND, PA 18966-2922

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Jan 12, 2017
Property Address	431 WALNUT ST, READING, PA 19601-3925
Document Number	0000001511
Instrument Date	Jan 11, 2017
Instrument	1511
Transaction Type	Foreclosure
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,478.00 (+6.63%)	$87,800 (-) Land $12,000 Building $75,800	$12,000 (-86.33%) Land $12,000
2024	$2,324.00	$87,800 Land $12,000 Building $75,800
1994			$87,800 Land $12,000 Building $75,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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