431 Walker Rd, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 431 Walker Rd, Stevensville, MD 21666

Property Summary

Property Type	Rural Home
Details	5 ba · 3,312 sqft · built 1951
Lot Size	49.3 acres (2,150,644 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Apr 2022)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04-061381`

Property Details

APN / Parcel Number

Primary APN	`04-061381`
Alternative APNs	`4061381` `061381`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,312 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,150,644 sqft (49.3 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft
Porch	Slab
Porch Area	560 sqft
Patio Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	061381
Street Address	431 WALKER RD
City	STEVENSVILLE
State	MD
Zip	21666-2109
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CS
Legal Description	49.372 ACRES W/MD RT 18 N/STEVENSVILLE
Legal Subdivision	WILLIAM W WALKER JR
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	1
Census Block	1003
Census Tract	810800

Owner

431 Walker Rd, a rural home, is owned and occupied by two individuals who bought it in April 2022.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 WALKER RD, STEVENSVILLE, MD 21666-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage HORIZON FARM CREDIT ACA
Dec 31, 2018	Deed, Construction Loan · Construction Mortgage CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Dec 31, 2018 · Amount on File
Deed Book / Page	4014 / 39
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	431 WALKER RD, STEVENSVILLE, MD 21666-2109
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 Q ST NE, WASHINGTON, DC 20002-2105

Mortgage

Document Number	0043630194
Date	Apr 3, 2024
Book Page	4363/194

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank
Address	MECHANICSBURG, PA 17050

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Dec 31, 2018
Property Address	431 WALKER RD, STEVENSVILLE, MD 21666-2109
Document Number	0030210080
Book / Page	3021 / 080
Map Reference	LB SM47 FO 48A-C
Instrument Date	Dec 11, 2018
Transaction Type	Construction Loan
Record Updated	May 3, 2022
Title Company	MICASA TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 CARMICHAEL CT, QUEENSTOWN, MD 21658-1330

Mortgage

Document Number	0000302193
Date	Dec 31, 2018
Instrument	3021/93

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 431 Walker Rd was $8,457.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,211,400 Land $711,700 Building $499,700	$1,211,400 Land $711,700 Building $499,700
2025	$8,457.00
2023	$7,631.00	$810,100 Land $711,700 Building $98,400	$810,100 Land $711,700 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Walker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Walker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications, Verizon.

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