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431 W Point Ave, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 431 W Point Ave, Somerset, NJ 08873

Property Summary

Property TypeSingle Family Home
Details2,805 sqft · built 2006
Lot Size0.367 acres (16,000 sqft)
Owner2 Individual Names on File
Last Sale$237,333 (Feb 2024)
Tax Bill$11,545 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-00348-0000-00030-01

Property Details

APN / Parcel Number

Primary APN08-00348-0000-00030-01
Alternative APNs
  • 08003480000000300001
  • 0800348000000030

Interior

Stories2 Stories
Building Area2,805 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions200 ft deep x 80 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0800348000000030
Street Address431 W POINT AVE
CitySOMERSET
StateNJ
Zip08873-3332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal SubdivisionBRUNSWICK FARMS
Legal Block348
Legal Lot Number30.1
JurisdictionSOMERSET NJ
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2004
Census Tract53103

Owner

431 W Point Ave is owned and occupied by two individuals who bought it in February 2024.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address431 W POINT AVE, SOMERSET, NJ 08873-3332
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Deed, Transfer · Balloon Mortgage
GALLEASS LLC
Jul 20, 2020Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
May 21, 2019Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2024 · Amount on File
Deed SaleFeb 21, 2024 · Amount on File
Prior SaleJul 20, 2020 · Amount on File
Deed Document Number20244308
Deed Book / Page7545 / 3047
Prior Transfer DateDec 10, 2004
Prior Transfer Doc0000029407
Record UpdatedSep 20, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateFeb 21, 2024
Property Address431 W POINT AVE, SOMERSET, NJ 08873-3332
Document Number0000004308
Book / Page7545 / 3047
Instrument DateFeb 21, 2024
Instrument2024004308
Transaction TypeTransfer
Record UpdatedMar 1, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

AmountAmount on Record
Tax$1,227.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address251 ATLANTIC ST # ST1A, ST1A, KEYPORT, NJ 07735-2037

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 W POINT AVE, SOMERSET, NJ 08873-3332

Mortgage

Document Number0000004309
DateFeb 21, 2024
Instrument2024004309
Lender
NameGALLEASS LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term36 Months
DueFeb 16, 2027

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateJul 20, 2020
Property Address431 W POINT AVE, SOMERSET, NJ 08873-3332
Document Number0000031181
Book / Page7229 / 1758
Instrument DateJun 30, 2020
Instrument2020031181
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyCENTURY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 REINHART WAY, 39, BRIDGEWATER, NJ 08807-5708

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 W POINT AVE, SOMERSET, NJ 08873-3332

Mortgage

Document Number0000031182
DateJul 20, 2020
Instrument2020031182
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

May 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionSOMERSET NJ
Recording DateMay 21, 2019
Property Address431 W POINT AVE, SOMERSET, NJ 08873-3332
Document Number0000017390
Book / Page007119 / 000740
Instrument DateMay 6, 2019
Instrument17390
Transaction TypeTransfer
Record UpdatedJun 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$283.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
AddressPO BOX 8130 BRIDGEWATER NJ 088078130, BRIDGEWATER, NJ 08807-8130

Tax Assessment & Valuation

The 2025 property tax bill for 431 W Point Ave was $11,545, up 19.7% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionFranklin Township
Unified School DistrictFranklin Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$655,600 (-) Land $256,100 Building $399,500$655,600 (-) Land $256,100 Building $399,500
2025$11,545.00 (+19.69%)$655,600 Land $256,100 Building $399,500$655,600 Land $256,100 Building $399,500
2024$9,646.00
2023$499,400 (+13.65%) Land $226,100 Building $273,300$499,400 (+13.65%) Land $226,100 Building $273,300
2022$8,998.00$439,400 Land $166,100 Building $273,300$439,400 Land $166,100 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 W Point Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 W Point Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS
serves 57,150 people · EPA ID NJ1808001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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