Suffolk County and Babylon Town property record for 431 W Main St, Babylon, NY 11702
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,471 sqft · built 1955 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Feb 2022) |
| Tax Bill | $13,942 (2024) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472003 12.-1-95 |
| Primary APN | 472003 12.-1-95 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,471 sqft Building Perimeter |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Account Number | 20250416570 |
|---|---|
| Street Address | 431 W MAIN ST |
| City | BABYLON |
| State | NY |
| Zip | 11702-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FILED MAP 1756 LOT 34 |
| Legal Subdivision | TAPPAN MANOR |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 124601 |
431 W Main St is owned and occupied by an individual who bought it in February 2022.
Source: Suffolk County and Babylon Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 W MAIN ST, BABYLON, NY 11702-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ISLAND FCU |
| Feb 28, 2022 | Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC |
| Jan 15, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Dec 12, 2018 | Loan Modification, Consolidation and Extension, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on File |
| Deed Sale | Feb 28, 2022 · Amount on File |
| Prior Sale | Jul 8, 2016 · Amount on File |
| Deed Book / Page | 13144 / 760 |
| Prior Transfer Date | Dec 12, 2018 |
| Prior Transfer Doc | 0129960999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 431 W MAIN ST, BABYLON, NY 11702-3005 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232530032 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 23253/32 |
| Instrument | DL064972 |
| Name | ISLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 28, 2022 |
| Property Address | 431 W MAIN ST, BABYLON, NY 11702-3005 |
| Document Number | 0131440760 |
| Book / Page | 13144 / 760 |
| Instrument Date | Dec 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 NOBLE AVE, BRONX, NY 10473-4172 |
| Document Number | 00DM068039 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | DM068039 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 15, 2019 |
| Property Address | 431 W MAIN ST, BABYLON, NY 11702-3005 |
| Document Number | 0129960999 |
| Book / Page | 12996 / 999 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 431 W MAIN ST, BABYLON, NY 11702-3005 |
| Document Number | 0229960822 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 431 W MAIN ST BABYLON NY 117023005, BABYLON, NY 11702-3005 |
| Document Number | 0229960822 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 022996/000822 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Babylon Village |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | West Babylon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,660 Land $330 Building $3,330 | ||
| 2024 | $13,942.00 | ||
| 2023 | $3,660 Land $330 Building $3,330 | $204,470 Land $18,436 Building $186,034 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 431 W Main St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 20 (1979–2021) |
| Claims Outside the SFHA | 18 of 20 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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