431 W M St, Springfield, OR 97477 Property Records

Lane County property record for 431 W M St, Springfield, OR 97477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,338 sqft · built 1949
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Owner Names on Record
Last Sale	$93,900 (Jun 1999)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-27-44-03100-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-27-44-03100-000`
Alternative APN	`0236057`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,338 sqft Finished Area
1st Floor Area	1,338 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Driveway	Driveway
Driveway Area	1,212 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	0236057
Street Address	431 W M ST
City	SPRINGFIELD
State	OR
Zip	97477-2954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD-LOW DENSITY RES
Legal Description	SUBD:SUNNYSIDE ADDITION SEC/TWN/RNG/MER:SEC 27 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	27
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	SUNNYSIDE ADDITION
Legal Block	6
Legal Lot Number	3100
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1020
Census Tract	3201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	431 W M ST, SPRINGFIELD, OR 97477-2954
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Jun 13, 2017	Deed of Trust, Mortgage · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Jul 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1999 · Amount on Record
Deed Sale	Jun 25, 1999 · Amount on Record
Deed Document Number	99056339
Deed Book / Page	02360
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	431 W M ST, SPRINGFIELD, OR 97477-2954
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016724
Date	Apr 13, 2022
Instrument	2022-016724

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SIXES, OR 97476

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	431 W M ST, SPRINGFIELD, OR 97477-2954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028254
Date	Jun 13, 2017
Instrument	2017-028254

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	431 W M ST, SPRINGFIELD, OR 97477-2954
Document Number	0000046917
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 W M ST SPRINGFIELD OR 974772954, SPRINGFIELD, OR 97477-2954

Mortgage

Document Number	0000046917
Date	Aug 24, 2020
Instrument	46917

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 23, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	431 W M ST, SPRINGFIELD, OR 97477-2954
Document Number	0000048110
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 W M ST SPRINGFIELD OR 974772954, SPRINGFIELD, OR 97477-2954

Mortgage

Document Number	0000048110
Date	Aug 27, 2020
Instrument	48110

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 26, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00 (+6.17%)	$142,754 (+6.09%)	$299,480 (+1.92%) Land $85,668 Building $213,812
2023	$2,465.00 (+3.35%)	$134,561 (+3%)	$293,824 (+9.9%) Land $67,404 Building $226,420
2022	$2,385.00	$130,642	$267,359 Land $67,404 Building $199,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, Hunter Communications, T-Mobile.

Nearby Properties on W M St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures