431 W Illinois St, Eagle River, WI 54521 Property Records

Vilas County property record for 431 W Illinois St, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Dec 2025 Sale Jan 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`221-830-02`

Property Details

APN / Parcel Number

Primary APN	`221-830-02`
Alternative APNs	`221-830-051` `3 CS 2` `3 CS 1`

Exterior

Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Street Address	431 W ILLINOIS ST
City	EAGLE RIVER
State	WI
Zip	54521-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 22CS244 CSM 5888 FKA LOT 2 21CS30 CSM 5625 PRT GOVT LOT 4 SEE CL PERRYS 3RD ADDN
Legal Range	10E
Legal Township	40N
Legal Section	28
Legal Subdivision	CL PERRYS 3RD ADDN
Legal Lot Number	1-2
Jurisdiction	VILAS WI
Township / Civil Division	EAGLE RIVER
Census Block Group	1
Census Block	1071
Census Tract	950501

Owner

431 W Illinois St is owned by an individual who acquired it in August 2021.

Source: Vilas County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	431 W ILLINOIS ST, EAGLE RIVER, WI 54521-8444
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC
Jan 23, 2025	Warranty Deed, Transfer · Commercial Mortgage NICOLET NATIONAL BANK
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Aug 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2021
Transfer Doc	0000585820
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Dec 1, 2025
Property Address	431 W ILLINOIS ST, EAGLE RIVER, WI 54521-8444
Document Number	0000620269
Map Reference	DOC 613096
Instrument Date	Dec 1, 2025
Instrument	620269
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W ILLINOIS ST, EAGLE RIVER, WI 54521-8444

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jan 23, 2025
Property Address	431 W ILLINOIS ST, EAGLE RIVER, WI 54521-8444
Document Number	0000613649
Map Reference	DOC 613096
Instrument Date	Jan 22, 2025
Instrument	613649
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NORTHWOOD TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000613650
Date	Jan 23, 2025
Instrument	613650

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	EAGLE RIVER, WI 54521

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Dec 15, 2023
Property Address	431 W ILLINOIS ST, EAGLE RIVER, WI 54521-8444
Document Number	0000605671
Map Reference	DOC 585029
Instrument Date	Dec 13, 2023
Instrument	605671
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000605672
Date	Dec 15, 2023
Instrument	605672

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VILAS WI
Recording Date	Aug 6, 2021
Property Address	431 W ILLINOIS ST, EAGLE RIVER, WI 54521-8444
Document Number	0000585820
Map Reference	VOL 21CS PG 30
Instrument Date	Aug 3, 2021
Instrument	585820
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2025 property tax bill for 431 W Illinois St was $1,988, up 12% from the year before.

Source: Vilas County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
Municipality	Eagle River City
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+12%)	$165,000 (-0.9%) Land $44,500 Building $120,500
2024	$1,775.00 (+38.67%) Homeowner's exemption	$166,500 (+147.4%) Land $46,000 Building $120,500
2023	$1,280.00 (+3.31%)	$67,300 (-) Land $25,800 Building $41,500
2022	$1,239.00	$67,300 Land $25,800 Building $41,500	$80,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 W Illinois St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 W Illinois St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE RIVER WATERWORKS serves 1,530 people · EPA ID WI7640113
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Norvado Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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