San Bernardino County property record for 431 W Chaparral St, Rialto, CA 92376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,527 sqft · built 1972 |
| Lot Size | 0.178 acres (7,752 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,504 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0127-064-07-0000 |
| Primary APN | 0127-064-07-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 2,010 sqft |
| 1st Floor Area | 1,527 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Modern |
| Exterior Material | Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,752 sqft (0.178 acres) |
| Lot Dimensions | 102 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 W CHAPARRAL ST |
|---|---|
| City | RIALTO |
| State | CA |
| Zip | 92376-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 6142 LOT 12 |
| Legal Subdivision | TRACT NO. 6142 |
| Legal Tract | 6142 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 3506 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage SERVIS ONE INC |
| Jul 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED SECURITY FINANCIAL CORP |
| May 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED SECURITY FINANCIAL CORP |
| Jan 11, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage ALTERRA GROUP LLC |
| Jan 11, 2018 | Grant Deed, Transfer LANDWOOD TITLE COMPANY |
| Jul 11, 2017 | Grant Deed, Transfer SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 |
| Deed Sale | Jan 11, 2018 |
| Prior Sale | Jan 11, 2018 · Amount on Record |
| Deed Document Number | 201811529 |
| Prior Transfer Date | Dec 13, 2017 |
| Prior Transfer Doc | 0000011529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Document Number | 0000339927 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022-0339927 |
| Name | SERVIS ONE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75038 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000245861 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2019-0245861 |
| Name | UNITED SECURITY FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000168803 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-0168803 |
| Name | UNITED SECURITY FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 11, 2018 |
| Property Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Document Number | 0000011529 |
| Map Reference | MB 113 PG 14 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 2018-0011529 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | LANDWOOD TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Document Number | 0000011530 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 2018-0011530 |
| Name | ALTERRA GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 11, 2018 |
| Property Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Document Number | 0000011528 |
| Map Reference | MB 113 PG 14 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 2018-0011528 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | LANDWOOD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 11, 2017 |
| Property Address | 431 W CHAPARRAL ST, RIALTO, CA 92376-2720 |
| Document Number | 0000281531 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 281531 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 28540 PACIFIC COAST HWY MALIBU CA 902653950, MALIBU, CA 90265-3950 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rialto City |
| Unified School District | Rialto Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $416,650 (+2%) Land $104,162 Building $312,488 | |
| 2025 | $5,504.00 (-0.51%) Homeowner's exemption | $408,481 (+4.04%) Land $102,120 Building $306,361 |
| 2023 | $5,532.00 (+7.96%) Homeowner's exemption | $392,620 Land $98,155 Building $294,465 |
| 2022 | $5,124.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Consolidated Smart Broadband Systems, GeoLinks, T-Mobile.
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