431 W Cedar St, Ladd, IL 61329 Property Records

Bureau County property record for 431 W Cedar St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1905
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jun 2026)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-09-476-012`

Property Details

APN / Parcel Number

Primary APN	`18-09-476-012`
Alternative APN	`2952A`

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	1809476012
Street Address	431 W CEDAR ST
City	LADD
State	IL
Zip	61329-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 1 BLK 28 (50X125) D 22-2794 TOD
Legal Range	11
Legal Township	16
Legal Section	09
Legal Subdivision	VILLAGE LADD
Legal Block	28
Legal Lot Number	1
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2019
Census Tract	965100

Owner

Source: Bureau County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 W CEDAR ST, LADD, IL 61329-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 25, 2022	Transfer on Death Deed, Transfer
Jun 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Deed Document Number	20262143
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	2022R02794
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 17, 2026
Property Address	431 W CEDAR ST, LADD, IL 61329-9003
Document Number	2026R02143
Instrument Date	Jun 15, 2026
Instrument	20262143
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$9,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 W CEDAR ST, LADD, IL 61329-9003

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 25, 2022
Property Address	431 W CEDAR ST, LADD, IL 61329-9003
Document Number	2022R02794
Instrument Date	Jun 29, 2022
Instrument	2022R02794
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9912 N 850TH AVE, HENNEPIN, IL 61327-5111

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 15, 2018
Property Address	431 W CEDAR ST, LADD, IL 61329-9003
Document Number	2018R02266
Instrument Date	Jun 15, 2018
Instrument	2018R02266
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	431 W CEDAR ST, HENNEPIN, IL 61327

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,662.00 (+4.68%)	$25,723 (+8.56%) Land $2,203 Building $23,520	$77,169 (+8.56%) Land $6,609 Building $70,560
2024	$2,543.00 (+4.05%)	$23,694 (+6.64%) Land $2,029 Building $21,665	$71,082 (+6.64%) Land $6,087 Building $64,995
2023		$22,219 Land $1,903 Building $20,316	$66,657 Land $5,709 Building $60,948
2022	$2,444.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Nextlink.

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