431 W Ave, Ames, IA 50014 Property Records

Boone County property record for 431 W Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,623 sqft · built 1955
Lot Size	7.96 acres (346,738 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2019)
Tax Bill	$4,580 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088525271300003`

Property Details

APN / Parcel Number

Primary APN	`088525271300003`
Alternative APN	`088525271300001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,588 sqft
Basement Area	1,588 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Exterior Material	Composition/Composite
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	346,738 sqft (7.96 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	60 sqft
Deck Area	193 sqft
Patio Area	193 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	088525271300001
Street Address	431 W AVE
City	AMES
State	IA
Zip	50014-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW NE: PARCEL A
Legal Range	25
Legal Township	85
Legal Section	27
Jurisdiction	BOONE IA
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2083
Census Tract	20100

Owner

431 W Ave is owned and occupied by an individual who bought it in July 2019.

Source: Boone County records, as of October 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	431 W AVE, AMES, IA 50014-2601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 5, 2019	Corporation Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Mar 17, 2008 · Amount on File
Deed Document Number	192306
Deed Book / Page	2019 / 2306
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	431 W AVE, AMES, IA 50014-2601
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	211857
Date	Apr 13, 2021
Instrument	211857

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

July 2019: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	BOONE IA
Recording Date	Jul 5, 2019
Property Address	431 W AVE, AMES, IA 50014-2601
Document Number	2019/2306
Book / Page	2019 / 2306
Instrument Date	Jun 27, 2019
Instrument	192306
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 W AVE, AMES, IA 50014-2601

Mortgage

Document Number	192307
Date	Jul 5, 2019
Instrument	192307

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Boone County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Boone County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,650 Land $120,000 Building $315,650	$435,650 Land $120,000 Building $315,650
2024	$4,580.00
2023		$358,370 Land $85,000 Building $273,370	$358,370 Land $85,000 Building $273,370
2022	$4,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 W Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 W Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
InfoBunker Fixed Wireless	45 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Ave

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