431 W 5th St, Lancaster, TX 75146 Property Records

Dallas County property record for 431 W 5th St, Lancaster, TX 75146

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1949
Lot Size0.426 acres (18,555 sqft)
OwnerIndividual Name on Record
Last Sale$256,357 (Feb 2024)
Tax Bill$4,848 (2025)
Deeds & MortgagesNov 2025 Mortgage
Feb 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-09050-002-029-0000

Property Details

APN / Parcel Number

Primary APN36-09050-002-029-0000
Alternative APN
  • 360905000202900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,555 sqft (0.426 acres)
Lot Dimensions250 ft deep x 75 ft wide
Garage TypeDetached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number360905000202900
Street Address431 W 5TH ST
CityLANCASTER
StateTX
Zip75146-2343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZ350
Legal DescriptionWESTRIDGE ANNEX BLK B LT 29 INT201900300150 DD11052019 CO-DC 0905000202900 4CN09050002
Legal SubdivisionWESTRIDGE ANNEX
Legal Tract9050
Legal BlockB
Legal Lot Number29
JurisdictionDALLAS TX
Township / Civil DivisionSOUTHWEST DALLAS
Census Block Group3
Census Block3016
Census Tract16803

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 W 5TH ST, LANCASTER, TX 75146-2343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Feb 26, 2024Warranty Deed, Transfer · Conventional Mortgage
TEXASBANK
Nov 7, 2019Vendor's Lien, Transfer · Conventional Mortgage
TEXAS MORTGAGE CAPITAL CORP
Sep 9, 2019Warranty Deed, Transfer
SPIL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2024 · Amount on Record
Deed SaleFeb 26, 2024 · Amount on Record
Prior SaleNov 7, 2019 · Amount on Record
Deed Document Number202437956
Prior Transfer DateNov 5, 2019
Prior Transfer Doc0000300150
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS TX
Property Address431 W 5TH ST, LANCASTER, TX 75146-2343
Transaction TypeMortgage
Record UpdatedDec 10, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 W 5TH ST, LANCASTER, TX 75146-2343

Mortgage

Document Number0000249705
DateNov 26, 2025
Instrument202500249705
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS TX
Recording DateFeb 26, 2024
Property Address431 W 5TH ST, LANCASTER, TX 75146-2343
Document Number0000037956
Map ReferenceVOL 9 PG 467
Instrument DateFeb 20, 2024
Instrument202400037956
Transaction TypeTransfer
Record UpdatedMar 8, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 W 5TH ST, LANCASTER, TX 75146-2343

Mortgage

Document Number0000037957
DateFeb 26, 2024
Instrument202400037957
Lender
NameTEXASBANK
TypeBank
AddressFORT WORTH, TX 76109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2039

November 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionDALLAS TX
Recording DateNov 7, 2019
Property Address431 W 5TH ST, LANCASTER, TX 75146-2343
Document Number201900300150
Map ReferenceVOL 9 PG 467
Instrument DateNov 5, 2019
Instrument201900300150
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 W 5TH ST, LANCASTER, TX 75146-2343

Mortgage

Document Number201900300151
DateNov 7, 2019
Instrument201900300151
Lender
NameTEXAS MORTGAGE CAPITAL CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS TX
Recording DateSep 9, 2019
Property Address431 W 5TH ST, LANCASTER, TX 75146-2343
Document Number0000238561
Instrument DateSep 5, 2019
Instrument238561
Transaction TypeTransfer
Record UpdatedOct 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address508 BEDFORD RD BEDFORD TX 760226505, BEDFORD, TX 76022-6505
InvestorPossibly a Property Investor

Mortgage

Document Number238562
DateSep 9, 2019
Instrument238562
Lender
NameSPIL LLC
AddressPO BOX 1746, HENDERSON, TX 75653-1746
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDallas County
MunicipalityLancaster City
Unified School DistrictLancaster Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,270 (+23.18%) Land $60,000 Building $193,270$253,270 (+23.18%) Land $60,000 Building $193,270
2025$4,848.00 (-0.16%)$205,610 (+10.03%) Land $50,000 Building $155,610$205,610 (+10.03%) Land $50,000 Building $155,610
2024$4,856.00 (+7.79%)
2023$4,505.00 (-9.01%)$186,870 Land $50,000 Building $136,870$186,870 Land $50,000 Building $136,870
2022$4,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 40,449 people · EPA ID TX0570013
Water SourcePurchased surface water from DALLAS WATER UTILITY
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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