431 W 2nd St, Udall, KS 67146 Property Records

Cowley County property record for 431 W 2nd St, Udall, KS 67146

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1956
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Last Sale	$75,800 (Nov 2020)
Tax Bill	$1,727 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9-15712`

Property Details

APN / Parcel Number

Primary APN	`9-15712`
Alternative APNs	`018-073-05-0-10-28-003.00-0` `073-05-0-10-28-003.00-0` `R1927` `1927`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	160 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1927
Street Address	431 W 2ND ST
City	UDALL
State	KS
Zip	67146-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNEDY'S 1ST ADD, BLOCK 1, LOT 14
Legal Subdivision	KENNEDY'S 1ST ADD
Legal Block	1
Legal Lot Number	14
Jurisdiction	COWLEY KS
Township / Civil Division	NINNESCAH
Census Block Group	2
Census Block	2160
Census Tract	493200

Owner

Source: Cowley County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	431 W 2ND ST, UDALL, KS 67146-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME BANK AND TRUST CO
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME BANK AND TRUST CO
Aug 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Aug 28, 2020
Deed Book / Page	1065 / 476
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLEY KS
Property Address	431 W 2ND ST, UDALL, KS 67146-9010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1063/307
Date	Oct 12, 2020
Book Page	1063/307

Lender

Name	HOME BANK AND TRUST CO
Type	Bank
Address	WICHITA, KS 67206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 5, 2021

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLEY KS
Recording Date	Nov 12, 2020
Property Address	431 W 2ND ST, UDALL, KS 67146-9010
Document Number	1065/476
Book / Page	1065 / 476
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 W 2ND ST, UDALL, KS 67146-9010

Mortgage

Document Number	1065477
Date	Nov 12, 2020
Instrument	1065/477

Lender

Name	HOME BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLEY KS
Recording Date	Aug 28, 2020
Property Address	431 W 2ND ST, UDALL, KS 67146-9010
Document Number	1060/508
Book / Page	1060 / 508
Instrument Date	Sep 29, 2009
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cowley County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Cowley County
County Subdivision	Ninnescah Township
Municipality	Udall City
Unified School District	Udall Unified School District 463 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,250 (+5.3%) Land $1,228 Building $11,022	$106,520 (+5.3%) Land $10,680 Building $95,840
2025	$1,727.00 (+33.98%)	$11,633 (+28.29%) Land $1,228 Building $10,405	$101,160 (+28.29%) Land $10,680 Building $90,480
2023		$9,068 Land $982 Building $8,086	$78,850 Land $8,540 Building $70,310
2021	$1,289.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UDALL serves 658 people · EPA ID KS2003510
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wheat State Technologies Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500

May also be available: Twin Valley.

Cell Coverage

5G (outdoors only) and 4G LTE

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