431 W 2nd St, Mount Carmel, IL 62863 Property Records

Wabash County property record for 431 W 2nd St, Mount Carmel, IL 62863

Property Summary

Property Type	Single Family Home
Lot Size	0.108 acres (4,739 sqft)
Owner	Individual Name on File
Tax Bill	$131 (2025)
Flood Zone	Zone X (minimal risk)
APN	`11-29-208-001`

Property Details

APN / Parcel Number

Primary APN	`11-29-208-001`
Alternative APN	`05-211-29-208-001`

Exterior

Lot Area	4,739 sqft (0.108 acres)

Location & Zoning

Street Address	431 W 2ND ST
City	MOUNT CARMEL
State	IL
Zip	62863-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 208 05-211-29-208-001 11-29-208-001
Legal Range	12W
Legal Township	1S
Legal Section	29
Legal Block	208
Legal Lot Number	1
Jurisdiction	WABASH IL
Township / Civil Division	MOUNT CARMEL
Census Block Group	1
Census Block	1005
Census Tract	957500

Owner

431 W 2nd St, a single family home, is owned by an individual.

Source: Wabash County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	427 W 2ND ST, MOUNT CARMEL, IL 62863-1612
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Book / Page	160 / 695
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 431 W 2nd St was $131.

Source: Wabash County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Wabash County
Municipality	Mount Carmel City
Unified School District	Wabash Community Unit School District 348 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$131.00	$2,150 (+8.59%) Land $1,250 Building $900	$6,450 (+8.59%) Land $3,750 Building $2,700
2024		$1,980 Land $1,150 Building $830	$5,940 Land $3,450 Building $2,490
2022	$157.00	$2,150 Land $960 Building $1,190	$6,450 Land $2,880 Building $3,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 W 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT CARMEL serves 7,015 people · EPA ID IL1850200
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20