Catawba County property record for 431 W 20th St, Newton, NC 28658
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,361 sqft · built 1947 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $274,000 (Sep 2026) |
| Tax Bill | $918 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3731-20-90-2383 |
| Primary APN | 3731-20-90-2383 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,361 sqft Living Area |
| 1st Floor Area | 2,038 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 45,738 sqft (1.05 acres) |
| Lot Dimensions | 281 ft deep x 164 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 136 sqft |
| Patio Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 W 20TH ST |
|---|---|
| City | NEWTON |
| State | NC |
| Zip | 28658-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | LOT 146 PLAT 1-337 |
| Legal Subdivision | W R FRY AND G A WARLICK |
| Legal Lot Number | 146 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | NEWTON |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 11200 |
Source: Catawba County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 W 20TH ST, NEWTON, NC 28658-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Jul 7, 2022 | Warranty Deed, Transfer |
| Sep 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Jul 7, 2022 · Amount on Record |
| Deed Document Number | 202620089 |
| Deed Book / Page | 4068 / 1840 |
| Prior Transfer Date | Aug 28, 2020 |
| Prior Transfer Doc | 0035961401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 30, 2026 |
| Property Address | 431 W 20TH ST, NEWTON, NC 28658-3704 |
| Document Number | 0000020089 |
| Book / Page | 4068 / 1840 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202620089 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,348.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 W 20TH ST, NEWTON, NC 28658-3704 |
| Document Number | 0000020090, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 4068/1842 |
| Instrument | 202620090 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000020091, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 4068/1859 |
| Instrument | 202620091 |
| Name | HOUSING FINANCE AGENCY NC |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jul 7, 2022 |
| Property Address | 431 W 20TH ST, NEWTON, NC 28658-3704 |
| Document Number | 0037551089 |
| Book / Page | 3755 / 1089 |
| Map Reference | MB 1 PG 337 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 15151 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $496.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 462 MOCK MILL RD, 462, STATESVILLE, NC 28677-1632 |
| Name | Verified Name |
|---|---|
| Address | 431 W 20TH ST, NEWTON, NC 28658-3704 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 2, 2020 |
| Property Address | 431 W 20TH ST, NEWTON, NC 28658-3704 |
| Document Number | 0035961401 |
| Book / Page | 3596 / 1401 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 17708 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 W 20TH ST, NEWTON, NC 28658-3704 |
| Document Number | 17709 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 17709 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2030 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Newton City |
| Unified School District | Newton-Conover City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,400 (-) Land $19,400 Building $211,000 | ||
| 2025 | $918.00 (-53.02%) | $230,400 (-) Land $19,400 Building $211,000 | |
| 2024 | $1,954.00 | ||
| 2023 | $1,954.00 | $230,400 Land $19,400 Building $211,000 | $230,400 Land $19,400 Building $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWTON serves 18,407 people · EPA ID NC0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 39 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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