431 W 15th St, Chico, CA 95928 Property Records

Butte County property record for 431 W 15th St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 475 sqft · built 1930
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Mar 2020)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`005-192-002-000`

Property Details

APN / Parcel Number

Primary APN	`005-192-002-000`
Alternative APN	`005-192-002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Building Area	475 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Wood
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	005-192-002
Street Address	431 W 15TH ST
City	CHICO
State	CA
Zip	95928-6521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	431 W 15TH ST
Legal Subdivision	BARBER FIRST ADD
Legal Block	18
Legal Lot Number	18
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2016
Census Tract	1200

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6131 COUNTY ROAD 14, ORLAND, CA 95963-9461
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Mar 19, 2020	Grant Deed, Transfer BIDWELL TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	202012298
Last Transfer Date	Nov 17, 2020
Transfer Doc	0000048832
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Nov 23, 2020
Property Address	431 W 15TH ST, CHICO, CA 95928-6521
Document Number	0000048832
Map Reference	MB 4 PG 56
Instrument Date	Nov 17, 2020
Instrument	2020-0048832
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6131 COUNTY ROAD 14, ORLAND, CA 95963-9461

Mortgage

Document Number	0000048833
Date	Nov 23, 2020
Instrument	2020-0048833

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 19, 2020
Property Address	431 W 15TH ST, CHICO, CA 95928-6521
Document Number	0000012298
Instrument Date	Mar 18, 2020
Instrument	12298
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$211.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6131 COUNTY ROAD 14 ORLAND CA 959639461, ORLAND, CA 95963-9461

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,172 (+2%) Land $122,703 Building $91,469
2025	$2,475.00 (+8.55%)	$209,974 (+4.04%) Land $120,298 Building $89,676
2024			$296,370
2023	$2,280.00 (+1.56%)	$201,823 Land $115,628 Building $86,195
2022	$2,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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