Weld County property record for 431 Vivid Ln, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,328 sqft · built 2024 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,095 (Jun 2025) |
| Tax Bill | $4,680 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9570-42-0-80-02 |
| Primary APN | 9570-42-0-80-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,328 sqft Living Area |
| Gross Area | 3,972 sqft |
| Basement Area | 982 sqft |
| Finished Basement | 943 sqft |
| Unfinished Basement | 39 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 7,150 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R8982835 |
|---|---|
| Street Address | 431 VIVID LN |
| City | WINDSOR |
| State | CO |
| Zip | 80550-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 4 TRAUTMAN 5TH FG |
| Legal Subdivision | TRAUTMAN 5TH FG |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | WELD CO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 2209 |
Source: Weld County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 VIVID LN, WINDSOR, CO 80550-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 11, 2025 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on Record |
| Deed Sale | Jun 11, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2024 · Amount on Record |
| Deed Document Number | 20255034795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Apr 22, 2026 |
| Property Address | 431 VIVID LN, WINDSOR, CO 80550-4014 |
| Document Number | 0005097052 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20265097052 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 431 VIVID LN, WINDSOR, CO 80550-4014 |
| Document Number | 0005097052, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20265097052 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Jun 11, 2025 |
| Property Address | 431 VIVID LN, WINDSOR, CO 80550-4014 |
| Document Number | 0005034795 |
| Instrument Date | Jun 9, 2025 |
| Instrument | 5034795 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.51 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 431 VIVID LN, WINDSOR, CO 80550-4014 |
| Document Number | 0005034796 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 5034796 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
Source: Weld County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Weld County |
| Municipality | Windsor Town |
| Unified School District | Windsor School District RE-4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,150 (+4.34%) Land $9,180 Building $24,970 | $557,962 (+6.56%) Land $150,000 Building $407,962 | |
| 2025 | $4,680.00 (+357.48%) | $32,730 (+347.13%) Land $9,380 Building $23,350 | $523,636 Land $150,000 Building $373,636 |
| 2024 | $1,023.00 | $7,320 Land $7,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2011–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vistabeam Fixed Wireless | 500 / 80 |
| CenturyLink DSL | 80 / 10 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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