431 Vinemont Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 431 Vinemont Rd, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1990
Lot Size	2.93 acres (127,631 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2020)
Tax Bill	$2,831 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4364-02-97-4348`

Property Details

APN / Parcel Number

Primary APN	`4364-02-97-4348`
Alternative APNs	`80-4364-02-97-4348` `80325025` `325025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Basement Area	588 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Lot Area	127,631 sqft
Terrain	Below Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	80325025
Street Address	431 VINEMONT RD
City	READING
State	PA
Zip	19608-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	97
Legal Lot Number	1
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1024
Census Tract	10801

Owner

431 Vinemont Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 VINEMONT RD, READING, PA 19608-9025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 3, 2020	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	May 2, 2001 · Amount on File
Deed Document Number	202046184
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	431 VINEMONT RD, SINKING SPRING, PA 19608-9025
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041228
Date	Oct 19, 2022
Instrument	2022041228

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 3, 2020
Property Address	431 VINEMONT RD, SINKING SPRING, PA 19608-9025
Document Number	0000046184
Map Reference	MB 55 PG 27
Instrument Date	Nov 16, 2020
Instrument	2020046184
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 VINEMONT RD, READING, PA 19608-9025
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046185
Date	Dec 3, 2020
Instrument	2020046185

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 431 Vinemont Rd was $2,831.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,831.00	$157,600 Land $53,700 Building $103,900	$53,700 Land $53,700
2024	$2,175.00	$157,600 Land $53,700 Building $103,900
1994			$157,600 Land $53,700 Building $103,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 431 Vinemont Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2004–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Vinemont Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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