Bergen County and Saddle Brook Township property record for 431 Van Luyn Ter, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,954 sqft · built 1959 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Jul 2025) |
| Tax Bill | $11,329 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 57-00407-0000-00018 |
| Primary APN | 57-00407-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,954 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Old Parcel Number | 5700091000000031 |
|---|---|
| Street Address | 431 VAN LUYN TER |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 60X100 |
| Legal Subdivision | FRANKLIN GARDENS |
| Legal Block | 407 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 52200 |
431 Van Luyn Ter is owned and occupied by two individuals who bought it in July 2025.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 VAN LUYN TER, SADDLE BROOK, NJ 07663-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Jun 15, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on File |
| Deed Sale | Jul 29, 2025 · Amount on File |
| Prior Sale | Mar 27, 2024 · Amount on File |
| Deed Document Number | 202551436 |
| Deed Book / Page | 5561 / 478 |
| Prior Transfer Date | Mar 31, 2016 |
| Prior Transfer Doc | 0023081972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 27, 2024 |
| Property Address | 431 VAN LUYN TER, SADDLE BROOK, NJ 07663-6114 |
| Document Number | 0052020153 |
| Book / Page | 5202 / 153 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024016778 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 VAN LUYN TER, SADDLE BROOK, NJ 07663-6114 |
| Name | Verified Name |
|---|---|
| Address | 431 VAN LUYN TER, SADDLE BROOK, NJ 07663-6114 |
| Document Number | 2024016779 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024016779 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 431 VAN LUYN TER, SADDLE BROOK, NJ 07663-6114 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036231381 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 3623/1381 |
| Instrument | 20-058212 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 431 Van Luyn Ter was $11,329, up 6.6% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,100 (+2.45%) Land $246,000 Building $243,100 | $489,100 (+2.45%) Land $246,000 Building $243,100 | |
| 2025 | $11,329.00 (+6.6%) | $477,400 Land $240,500 Building $236,900 | $477,400 Land $240,500 Building $236,900 |
| 2024 | $10,628.00 | ||
| 2023 | $429,900 Land $215,500 Building $214,400 | $429,900 Land $215,500 Building $214,400 | |
| 2022 | $9,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Van Luyn Ter in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1980–2007) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 Van Luyn Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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