Morris County and Long Hill Township property record for 431 Valley Rd, Gillette, NJ 07933
| Property Type | Single Family Home |
|---|---|
| Details | 2,210 sqft · built 1955 |
| Lot Size | 0.426 acres (18,557 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Sep 2022) |
| Tax Bill | $10,883 (2024) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Sep 2022 Sale & Mortgage + 1 more |
| APN | 30-10901-0000-00012 |
| Primary APN | 30-10901-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,210 sqft Living Area |
| 1st Floor Area | 2,210 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 18,557 sqft (0.426 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 56600905 |
|---|---|
| Street Address | 431 VALLEY RD |
| City | GILLETTE |
| State | NJ |
| Zip | 07933-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | PASSAIC RIVER HILLS |
| Legal Block | 10901 |
| Legal Lot Number | 12 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | LONG HILL |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 44102 |
Source: Morris County and Long Hill Township records · APN 30-10901-0000-00012
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 VALLEY RD, GILLETTE, NJ 07933-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Sep 20, 2022 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 05, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | Mar 06, 1996 · Amount on Record |
| Deed Document Number | 202262978 |
| Deed Book / Page | 24495 / 1396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 431 VALLEY RD, GILLETTE, NJ 07933-2111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0250691678 |
|---|---|
| Date | Mar 06, 2026 |
| Book Page | 25069/1678 |
| Instrument | 2026009565 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Sep 20, 2022 |
| Property Address | 431 VALLEY RD, GILLETTE, NJ 07933-2111 |
| Document Number | 0244951396 |
| Book / Page | 24495 / 1396 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2022062978 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | MAJESTIC TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,075.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 282 OCEAN JASPER DR, 282, ST AUGUSTINE, FL 32086-8093 |
| Name | Verified Name |
|---|---|
| Address | 431 VALLEY RD, GILLETTE, NJ 07933-2111 |
| Investor | Possibly a Property Investor |
| Document Number | 0244951402 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 24495/1402 |
| Instrument | 2022062979 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 431 VALLEY RD, GILLETTE, NJ 07933-2111 |
| Document Number | 0232801418 |
| Instrument Date | Jan 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 431 VALLEY RD GILLETTE NJ 079332111, GILLETTE, NJ 07933-2111 |
| Document Number | 0232801418 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 023280/001418 |
| Instrument | 3717 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Morris County and Long Hill Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Long Hill Township |
| Elementary School District | Long Hill Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,400 (+20.91%) Land $263,300 Building $342,100 | $605,400 (+20.91%) Land $263,300 Building $342,100 | |
| 2025 | $500,700 (+5.54%) Land $210,100 Building $290,600 | $500,700 (+5.54%) Land $210,100 Building $290,600 | |
| 2024 | $10,883.00 (+17.36%) | ||
| 2023 | $474,400 Land $202,100 Building $272,300 | $474,400 Land $202,100 Building $272,300 | |
| 2022 | $9,273.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270441023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 units insured incl. 39 condo units |
| Nearby Flood Claims | 40 (1979–2021) |
| Claims Outside the SFHA | 12 of 40 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum Communications.
Based on FCC filings for 165 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0712001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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