431 Under Mountain Rd, Lenox, MA 01240 Property Records

Berkshire County and Lenox Town property record for 431 Under Mountain Rd, Lenox, MA 01240

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,864 sqft · built 1955
Lot Size	2.99 acres (130,288 sqft)
Owner	2 Trust Names on File
Last Sale	$1,238,000 (Oct 2020)
Tax Bill	$21,132 (2026)
Deeds & Mortgages	Aug 2026 Transfer Oct 2020 Sale & Mortgage
APN	`LENO M:16 B:020 P:0000 U:00`

Property Details

APN / Parcel Number

Primary APN	`LENO M:16 B:020 P:0000 U:00`
Alternative APN	`729`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,864 sqft Living Area
Gross Area	8,016 sqft
Basement Area	2,663 sqft
Unfinished Basement	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,288 sqft (2.99 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	729
Street Address	431 UNDER MOUNTAIN RD
City	LENOX
State	MA
Zip	01240-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Block	20
Jurisdiction	LENOX MA
Township / Civil Division	LENOX
Census Block Group	2
Census Block	2008
Census Tract	913100

Owner

431 Under Mountain Rd is owner-occupied and held in a trust since August 2026.

Source: Berkshire County and Lenox Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	431 UNDER MOUNTAIN RD, LENOX, MA 01240-2060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Oct 19, 2016 · Amount on File
Deed Document Number	2020965521
Deed Book / Page	6730 / 339
Last Transfer Date	Aug 27, 2026
Transfer Doc	0001061800
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LENOX MA
Recording Date	Aug 28, 2026
Property Address	431 UNDER MOUNTAIN RD, LENOX, MA 01240-2060
Document Number	0001061800
Book / Page	8084 / 154
Instrument Date	Aug 27, 2026
Instrument	20261061800
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 UNDER MOUNTAIN RD, LENOX, MA 01240-2060

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LENOX MA
Recording Date	Oct 1, 2020
Property Address	431 UNDER MOUNTAIN RD, LENOX, MA 01240-2060
Document Number	6730-339
Book / Page	6730 / 339
Instrument Date	Sep 24, 2020
Instrument	965521
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 UNDER MOUNTAIN RD, LENOX, MA 01240-2060

Mortgage

Document Number	965522
Date	Oct 1, 2020
Instrument	965522

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 431 Under Mountain Rd was $21,132, up 11.9% from the year before.

Source: Berkshire County and Lenox Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Lenox Town
Unified School District	Lenox School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,132.00 (+11.89%)	$2,145,400 (+2.8%) Land $619,700 Building $1,525,700	$1,953,241
2025	$18,886.00 (+8.35%)	$2,086,900 (+8.6%) Land $619,700 Building $1,467,200
2024	$17,430.00 (+3.47%)	$1,921,700 (+4.49%) Land $584,700 Building $1,337,000
2023	$16,846.00	$1,839,100 Land $551,300 Building $1,287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 431 Under Mountain Rd; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Under Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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