Gadsden County property record for 431 Torreya Rd, Chattahoochee, FL 32324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,870 sqft · built 1932 |
| Lot Size | 0.927 acres (40,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jul 2006) |
| Tax Bill | $1,001 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-33-4N-6W-0020-00000-1261 |
| Primary APN | 1-33-4N-6W-0020-00000-1261 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,870 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 40,377 sqft (0.927 acres) |
| Lot Width | 150 ft Width |
| Porch | Porch |
| Porch Area | 924 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 431 TORREYA RD |
|---|---|
| City | CHATTAHOOCHEE |
| State | FL |
| Zip | 32324-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 948 P 1304 OR 262 P 805 OR |
| Legal Range | 6W |
| Legal Township | 4N |
| Legal Section | 33 |
| Legal Subdivision | TORREYA HEIGHTS |
| Legal Lot Number | 126 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | CHATTAHOOCHEE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20400 |
431 Torreya Rd is owned by two individuals who acquired it in April 2024.
Source: Gadsden County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8611 TIMBER BUSH ST, SAN ANTONIO, TX 78250-4301 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2006 · Amount on File |
| Deed Sale | Jul 28, 2006 · Amount on File |
| Deed Document Number | 20069714 |
| Deed Book / Page | 645 / 1358 |
| Last Transfer Date | Apr 12, 2024 |
| Transfer Doc | 0009481304 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 431 Torreya Rd was $1,001, up 3.6% from the year before.
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Chattahoochee City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 (+3.62%) | $106,880 (+1.79%) Land $28,130 Building $78,750 | $106,880 (+1.79%) Land $28,130 Building $78,750 |
| 2024 | $966.00 (+15.41%) | $105,003 (+21.16%) Land $26,520 Building $78,483 | $105,003 (+21.16%) Land $26,520 Building $78,483 |
| 2023 | $837.00 (+9.41%) | $86,668 (+10.1%) Land $21,000 Building $65,668 | $86,668 (+10.1%) Land $21,000 Building $65,668 |
| 2022 | $765.00 | $78,720 Land $16,000 Building $62,720 | $78,720 Land $16,000 Building $62,720 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 431 Torreya Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1994–1998) |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Torreya Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHATTAHOOCHEE serves 2,959 people · EPA ID FL1200134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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