431 Thunder Rd, Front Royal, VA 22630 Property Records

Warren County property record for 431 Thunder Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,200 sqft · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Dec 2022)
Tax Bill	$3,241 (2026)
Deeds & Mortgages	Jul 2023 Construction Loan Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36/C/2/5/55`

Property Details

APN / Parcel Number

Primary APN	`36/C/2/5/55`
Alternative APN	`22842`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	7,110 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22842
Old Parcel Number	36C 2 5 55
Street Address	431 THUNDER RD
City	FRONT ROYAL
State	VA
Zip	22630-5661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L 55 B 5 SEC 2 HAYNES ANDERSON TRUST PROPERTY
Legal Subdivision	FORK-COUNTY
Legal Lot Number	55
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	4
Census Block	4020
Census Tract	20300

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 W DUCK ST, FRONT ROYAL, VA 22630-4608
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Gift Deed, Transfer · Construction Mortgage GO MORTGAGE LLC
Dec 19, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	20227106
Last Transfer Date	Jul 17, 2023
Transfer Doc	0000003088
Record Updated	Oct 29, 2026

July 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WARREN VA
Recording Date	Jul 18, 2023
Property Address	431 THUNDER RD, FRONT ROYAL, VA 22630-5661
Document Number	0230003088
Map Reference	MB 242 PG 439
Instrument Date	Jul 17, 2023
Instrument	230003088
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, QUALITY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 W DUCK ST, FRONT ROYAL, VA 22630-4608

Mortgage

Document Number	0230003089
Date	Jul 18, 2023
Instrument	230003089

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2054

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN VA
Recording Date	Dec 19, 2022
Property Address	431 THUNDER RD, FRONT ROYAL, VA 22630-5661
Document Number	0220007106
Map Reference	MB 242 PG 439
Instrument Date	Dec 1, 2022
Instrument	220007106
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, QUALITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 W DUCK ST, FRONT ROYAL, VA 22630-4608

Mortgage

Document Number	0220007107
Date	Dec 19, 2022
Instrument	220007107

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Type Change Date	Jan 1, 2026
Change Frequency	3 Years
Min Rate At Change	5.6%
Max Rate At Change	9.6%
Index	3-Year CMT
Max Rate	11.6%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,241.00 (+18.8%)	$569,600 (-) Land $90,000 Building $479,600
2025	$2,728.00 (+322.95%)	$569,600 (+783.1%) Land $90,000 Building $479,600	$569,600 (+783.1%) Land $90,000 Building $479,600
2024	$645.00	$64,500 (-) Land $64,500	$64,500 (-) Land $64,500
2023		$64,500 Land $64,500	$64,500 Land $64,500
2022	$645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1985–2003)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 8 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thunder Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures